In 2017 my Website was migrated to the clouds and reduced in size.
Hence some links below are broken.
One thing to try if a “www” link is broken is to substitute “faculty” for “www”
For example a broken link
http://faculty.trinity.edu/rjensen/Pictures.htm
can be changed to corrected link http://faculty.trinity.edu/rjensen/Pictures.htm

However in some cases files had to be removed to reduce the size of my Website
Contact me at 
rjensen@trinity.edu if you really need to file that is missing

 

 

Tidbits Political Quotations
To Accompany the February 28, 2017 edition of Tidbits
http://faculty.trinity.edu/rjensen/tidbits/2017/tidbits022817.htm         
Bob Jensen at
Trinity University




Sometimes the grass is greener on the other side because it's been fertilized with more bullshit.
Anonomous

 

Shoot for the space in between, because that's where the real mystery lies.
Vera Rubin
https://www.brainpickings.org/2016/12/28/remebering-vera-rubin/?utm_source=Brain+Pickings&utm_campaign=f053a9c4e2-EMAIL_CAMPAIGN_2017_01_07&utm_medium=email&utm_term=0_179ffa2629-f053a9c4e2-234390133

 

Only those who will risk going too far can possibly find out how far one can go.
T.S. Eliot

There is a crack in everything, that’s how the light gets in.
Leonard Cohen

Be brave enough to start a conversation that matters.
Margaret Wheatley
Even conversations that are not politically correct.

Why, we grow rusty and you catch us at the very point of decadence --- by this time tomorrow we may have forgotten everything we ever knew. That's a thought isn't it? We'd be back to where we started --- improvising.
Tom Stoppard, Rosencrantz and Guildenstern are Dead (Act I)

It's hard to beat a person who never gives up.

Babe Ruth, Historic Home Run Hitter
What's sad is to witness what Syria has become because nobody will give up.

And "because they're nonstate actors, it's hard for us to get the satisfaction of [Gen.] MacArthur and the [Japanese] Emperor [Hirohito] meeting and the war officially being over," Obama observed, referencing the end of World War II.
President Barack Obama when asked if the USA of the future will be perpetually engaged in war.
http://www.businessinsider.com/obama-on-americans-being-resigned-to-live-in-a-perpetual-war-2016-7

We must be willing to get rid of the life we've planned, so as to have the life that is waiting for us.
Joseph Campbell

If everyone is thinking alike, then somebody isn't thinking.
George S. Patton
Why were nearly all poll statisticians thinking alike in 2016?

If you don't know where you're going, you might not get there.
Yogi Berra

Happiness is like a butterfly: the more you chase it, the more it will elude you, but if you turn your attention to other things, it will come and sit softly on your shoulder.
Henry David Thoreau

Academia Is Its Own Worst Enemy ---
John Etchemendy, Stanford University’s provost from 2000 to 2017
http://www.the-american-interest.com/2017/02/22/academia-is-its-own-worst-enemy/

How not to address liberal bias in academia
Paul Caron
http://taxprof.typepad.com/taxprof_blog/2017/02/how-not-to-address-liberal-bias-in-academia.html

Protests and righteous indignation on social media and in Hollywood may seem to liberals to be about policy and persuasion. But moderate conservatives say they are having the opposite effect, chipping away at their middle ground and pushing them closer to Mr. Trump.
Sabrina Tavernise, The New York Times
https://www.nytimes.com/2017/02/18/opinion/sunday/are-liberals-helping-trump.html?_r=1

Fake News
John Stossel
https://townhall.com/columnists/johnstossel/2017/02/22/fake-news-n2288774?utm_source=thdaily&utm_medium=email&utm_campaign=nl&newsletterad=
Jensen Comment
I don't think the major news sources (newspapers and television networks) intentionally put out fake news. What they should be blamed for is bias in reporting what's in the news. It's even worse in in other nations where in Sweden and in Germany many rapes by immigrants go unreported --- presumably so as not make the public more negative about immigrants.

Sweden's King Carl XVI Gustaf has urged news organisations to report objectively on the Nordic nation, after US President Donald Trump drew attention to the country's immigration challenges. ---
http://www.businessinsider.com/afp-report-seriously-on-sweden-king-tells-global-media-2017-2

Patients who are paying a co-pay at the pharmacy may in fact be paying the entirety of the prescription cost plus an additional kickback to their Pharmacy Benefits Manager
Keller Rohrback
http://www.scriptsourcing.com/news/patients-paying-co-pay-pharmacy-may-fact-paying-entirety-prescription-cost-plus-additional-kickback-pharmacy-benefits-manager/

Also see
https://www.bloomberg.com/news/articles/2017-02-24/sworn-to-secrecy-drugstores-stay-silent-as-customers-overpay?cmpid=BBD022417_BIZ

Bob Dylan's Nobel Speech ---
http://www.nobelprize.org/nobel_prizes/literature/laureates/2016/dylan-speech.html?utm_source=twitter&utm_medium=social&utm_campaign=twitter_tweet

As a performer I've played for 50,000 people and I've played for 50 people and I can tell you that it is harder to play for 50 people. 50,000 people have a singular persona, not so with 50. Each person has an individual, separate identity, a world unto themselves. They can perceive things more clearly. Your honesty and how it relates to the depth of your talent is tried. The fact that the Nobel committee is so small is not lost on me.
Bob Dylan

They say that patriotism is the last refuge
To which a scoundrel clings.
Steal a little and they throw you in jail,
Steal a lot and they make you king.
There's only one step down from here, baby,
It's called the land of permanent bliss. 
What's a sweetheart like you doin' in a dump like this?

Bob Dylan

Well, the rifleman’s stalking the sick and the lame
Preacherman seeks the same, who’ll get there first is uncertain
Nightsticks and water cannons, tear gas, padlocks
Molotov cocktails and rocks behind every curtain
False-hearted judges dying in the webs that they spin
Only a matter of time ’til night comes steppin’ in

Bob Dylan

Oh, what did you see, my blue-eyed son
And what did you see, my darling young one
I saw a newborn baby with wild wolves all around it
I saw a highway of diamonds with nobody on it
I saw a black branch with blood that kept drippin'
I saw a room full of men with their hammers a-bleedin'
I saw a white ladder all covered with water
I saw ten thousand talkers whose tongues were all broken
I saw guns and sharp swords in the hands of young children
And it's a hard, and it's a hard, it's a hard, it's a hard
It's a hard rain's a-gonna fall

Bob Dylan

Patti Smith Sings Bob Dylan’s “A Hard Rains Gonna Fall” at Nobel Prize Ceremony & Gets a Case of the Nerves ---
http://www.openculture.com/2016/12/patti-smith-sings-bob-dylans-a-hard-rains-gonna-fall-at-nobel-prize-ceremony-gets-a-case-of-the-nerves.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+OpenCulture+%28Open+Culture%29




Huffington Post:  The 10 Worst Colleges For Free Speech: 2017 ---
http://www.huffingtonpost.com/entry/58ac64bfe4b0417c4066c2f1?elqTrackId=e6013aed3e714a68b6f615c1f42a77d6&elq=04bd27bfa8ef476da32226ccf2ad9f5a&elqaid=12695&elqat=1&elqCampaignId=5199


Alexis De Tocqueville’s Democracy in America: An Animated Introduction to the Most Insightful Study of American Democracy ---
http://www.openculture.com/2017/02/an-animated-introduction-to-tocqueville.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+OpenCulture+%28Open+Culture%29


20 Years After Dolly the Sheep, What Have We Learned About Cloning?
http://www.livescience.com/57961-dolly-the-sheep-announcement-20-year-anniversary.html


The Economist Magazine:  Why taxing robots is not a good idea --- Bill Gates’s proposal is revealing about the challenge automation poses
http://www.economist.com/news/finance-and-economics/21717374-bill-gatess-proposal-revealing-about-challenge-automation-poses-why-taxing?cid1=cust/ednew/n/bl/n/20170223n/owned/n/n/nwl/n/n/NA/8947035/n

Jensen Comment
When robots replace workers there are a number of tax impacts. Firstly, there's less payroll tax going to Medicare and Social Security trust funds as well as possible other losses in taxes for things like unemployment insurance. Secondly, there's less local, state, and federal income tax paid. Thirdly, to the extent that commuting declines there's less fuel tax to pay for roads and bridges. Somewhere somehow governments must make up for lost tax revenue.


This may soon impact the politics of energy
The Economist Magazine:  How to keep cool without costing the Earth

http://www.economist.com/news/science-and-technology/21716599-film-worth-watching-how-keep-cool-without-costing-earth

ABOUT 6% of the electricity generated in America is used to power air-conditioning systems that cool homes and offices. As countries such as Brazil, China and India grow richer, they will surely do likewise. Not only is that expensive for customers, it also raises emissions of greenhouse gases in the form both of carbon dioxide from burning power-station fuel and of the hydrofluorocarbons air conditioners use as refrigerants.

As they describe in a paper in this week’s Science, Ronggui Yang and Xiaobo Yin of the University of Colorado, in Boulder, have a possible alternative to all this. They have invented a film that can cool buildings without the use of refrigerants and, remarkably, without drawing any power to do so. Better yet, this film can be made using standard roll-to-roll manufacturing methods at a cost of around 50 cents a square metre.

The new film works by a process called radiative cooling. This takes advantage of that fact that Earth’s atmosphere allows certain wavelengths of heat-carrying infrared radiation to escape into space unimpeded. Convert unwanted heat into infrared of the correct wavelength, then, and you can dump it into the cosmos with no come back.

Dr Yang and Dr Yin are not the first to try to cool buildings in this way. Shanhui Fan and his colleagues at Stanford University, in California, demonstrated a device that used the principle in 2014. Their material, though, consisted of seven alternating layers of hafnium dioxide and silicon dioxide of varying thicknesses, laid onto a wafer made of silicon. This would be difficult and expensive to manufacture in bulk.

Dr Yang’s and Dr Yin’s film, by contrast, was made of polymethylpentene, a commercially available, transparent plastic sold under the brand name TPX. Into this they mixed tiny glass beads. They then drew the result out into sheets about 50 millionths of a metre (microns) thick, and silvered those sheets on one side. When laid out on a roof, the silver side is underneath. Incident sunlight is thus reflected back through the plastic, which stops it heating the building below.

Preventing something warming up is not, though, the same as cooling it. The key to doing this is the glass beads. Temperature maintenance is not a static process. All objects both absorb and emit heat all the time, and the emissions are generally in the form of infrared radiation. In the case of the beads, the wavelength of this radiation is determined by their diameter. Handily, those with a diameter of about eight microns emit predominantly at wavelengths which pass straight through the infrared “window” in the atmosphere. Since the source of the heat that turns into this infrared is, in part, the building below, the effect is to cool the building.

That cooling effect, 93 watts per square metre in direct sunlight, and more at night, is potent. The team estimates that 20 square metres of their film, placed atop an average American house, would be enough to keep the internal temperature at 20°C on a day when it was 37°C outside.

Continued in article

 

 

ABOUT 6% of the electricity generated in America is used to power air-conditioning systems that cool homes and offices. As countries such as Brazil, China and India grow richer, they will surely do likewise. Not only is that expensive for customers, it also raises emissions of greenhouse gases in the form both of carbon dioxide from burning power-station fuel and of the hydrofluorocarbons air conditioners use as refrigerants. As they describe in a paper in this week’s Science, Ronggui Yang and Xiaobo Yin of the University of Colorado, in Boulder, have a possible alternative to all this. They have invented a film that can cool buildings without the use of refrigerants and, remarkably, without drawing any power to do so. Better yet, this film can be made using standard roll-to-roll manufacturing methods at a cost of around 50 cents a square metre. The new film works by a process called radiative cooling. This takes advantage of that fact that Earth’s atmosphere allows certain wavelengths of heat-carrying infrared radiation to escape into space unimpeded. Convert unwanted heat into infrared of the correct wavelength, then, and you can dump it into the cosmos with no come back. Dr Yang and Dr Yin are not the first to try to cool buildings in this way. Shanhui Fan and his colleagues at Stanford University, in California, demonstrated a device that used the principle in 2014. Their material, though, consisted of seven alternating layers of hafnium dioxide and silicon dioxide of varying thicknesses, laid onto a wafer made of silicon. This would be difficult and expensive to manufacture in bulk. Advertisement

Dr Yang’s and Dr Yin’s film, by contrast, was made of polymethylpentene, a commercially available, transparent plastic sold under the brand name TPX. Into this they mixed tiny glass beads. They then drew the result out into sheets about 50 millionths of a metre (microns) thick, and silvered those sheets on one side. When laid out on a roof, the silver side is underneath. Incident sunlight is thus reflected back through the plastic, which stops it heating the building below. Preventing something warming up is not, though, the same as cooling it. The key to doing this is the glass beads. Temperature maintenance is not a static process. All objects both absorb and emit heat all the time, and the emissions are generally in the form of infrared radiation. In the case of the beads, the wavelength of this radiation is determined by their diameter. Handily, those with a diameter of about eight microns emit predominantly at wavelengths which pass straight through the infrared “window” in the atmosphere. Since the source of the heat that turns into this infrared is, in part, the building below, the effect is to cool the building. That cooling effect, 93 watts per square metre in direct sunlight, and more at night, is potent. The team estimates that 20 square metres of their film, placed atop an average American house, would be enough to keep the internal temperature at 20°C on a day when it was 37°C outside.

Continued in article


IRS Audit Rate Of Individuals (0.7%), Businesses (0.5%) Falls To 10+ Year Lows Due To Budget Cuts ---
http://taxprof.typepad.com/taxprof_blog/2017/02/irs-audit-rate-of-individuals-07-businesses-05-fell-to-10-year-lows-due-to-budget-cuts-.html

Jensen Comment
Much depends upon how the term "audit" is defined. I don't think this low "audit rate" includes those computer notices to taxpayers that they made computation errors and partial audits that are not audits of a full return. Taxpayers are not advised to cheat by thinking the IRS won't seek back taxes and penalties. The IRS has many ways of investigating tax returns that are fall short of being full audits.

In my personal opinion the IRS appropriations would have been somewhat higher if Lois Lerner had not refused to testify under oath that the White House under Obama did not abuse IRS power to reduce GOP campaign funding. But there's no way of proving "what might have been" if Lerner testified to what really happened.

Bib Jensen's tax helpers are at
http://faculty.trinity.edu/rjensen/Bookbob1.htm#010304Taxation


Even the SAT Has Become Political ---
https://www.wsj.com/articles/even-the-sat-has-become-political-1487290412?mod=djemMER

Jensen Comment
The SAT has been political for decades. One of my colleagues at Trinity University back in the 1980s was hired to make exam questions politically correct. Portions of world and American history are no longer allowed as content of SAT college admission tests. Big Brother has been on the academic scene well before the 21st Century.


Forbes:  Senior Specials: 14 States With Retirement Income Tax Breaks (the breaks themselves differ) ---
http://www.forbes.com/sites/ashleaebeling/2017/02/21/senior-specials-14-states-with-retirement-income-tax-breaks/#14bcec5c4214

Alabama
Arkansas
Delaware
Geogia
Hawaii
Illinois
Iowa
Kentucky
Louisiana
Michigan
Mississippi
New York
Michigan
Pennsylavania
South Carolina

To this should be added the states with even better specials because they have no income tax on any wages and qualifying retirement retirement income.

Seven U.S. states currently don't have an income tax: Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming. And residents of New Hampshire and Tennessee are also spared from handing over an extra chunk of their paycheck on April 15, though they do pay tax on dividends and income from investments that are not part of retirement plans. Some of these states, particularly those dependent upon oil revenue, are contemplating new taxes.


WSJ:  The ‘Longshoreman Philosopher’ Saw Trump Coming in 1970 ---
https://www.wsj.com/articles/the-longshoreman-philosopher-saw-trump-coming-in-1970-1488144135?mod=djemMER

Eric Hoffer anticipated the tone and language of last year’s campaign and the postelection hysteria

“Scratch an intellectual, and you find a would-be aristocrat who loathes the sight, the sound and the smell of common folk.” Those words might have been written last year, as an explanation for Donald Trump’s rise or a rejoinder to Hillary Clinton’s denunciation of “deplorables.”

In fact they were published in November 1970 and written by Eric Hoffer, the “longshoreman philosopher,” who was best known for his slender 1951 classic, “The True Believer: Thoughts on the nature of Mass Movements.” The 1970 essay, under the headline “Whose Country Is America?,” eerily anticipated not only the political events of 2016 but the tone and language of last year’s campaign and the anti-Trump hysteria since Election Day.

Hoffer started his analysis with “the conspicuousness of the young”—that is, the baby boomers. “They have become more flamboyant, more demanding, more violent, more knowledgeable and more experienced,” he wrote. “The general impression is that nowadays the young act like the spoiled children of the rich.”

He attributed those developments to the “ordeal of affluence,” which threatened social stability. Wealth without work “creates a climate of disintegrating values with its fallout of anarchy.” Among the poor this takes the form of street crime; among the affluent, of “insolence on the campus”—both “sick forms of adolescent self-assertion.” As a result, “‘men of words’ and charismatic leaders—people who deal with magic—come into their own,” while “the middle class, lacking magic, is bungling the job” of maintaining social order.

The “phenomenal increase of the student population”—enrollment in colleges and universities would more than triple between 1958 and 1978—created a critical mass: “For the first time in America, there is a chance that alienated intellectuals, who see our way of life as an instrument of debasement and dehumanization, might shape a new generation in their own image.”

The problem for society is “that the alienated intellectual does not want to be left alone,” Hoffer wrote. “He wants to influence affairs, have a hand in making history, and feel important.” The country continued to be plagued by problems “like race relations, violence, drugs.” Common people, however, “know that at present money cannot cure crime, poverty, etc., whereas the social doctors go on prescribing an injection of so many billions for every social ailment.”

No historian, political scientist or journalist of the past 60 years has predicted the current moment with such accuracy. Others should have. Behind Hoffer’s analysis is a view of history that dates to ancient Greece, especially to the historian Polybius. It’s a warning that affluence condemns younger generations to political decline unless institutional checks and balances, combined with education for civic responsibility, are rigorously preserved.

The Founding Fathers were mindful of that danger. The checks and balances they devised were designed to avert long-term decline, not merely short-term abuses of power. John Adams devoted a chapter in “A Defence of the Constitutions of Government of the United States of America” to Polybius’ discussion of the theme. During the Constitutional Convention, Alexander Hamilton drew on this view too. At one point Benjamin Franklin expressed frustration that the convention had diverted too much into debates about Greek classics.

What finally upset the delicate balance that the Founders had set? Polybius left a place in world affairs to Tyche, the goddess of chance. Not for the first time in history, demographic change played that role. Whether the shock of the Trump election will yield a rebalancing or a further unsettling, time will tell.

In the less stratified America of 1970, the combination of Hoffer’s erudition and his aversion to elitism was not as unusual as it seems today. Even John F. Kennedy had been skeptical of intellectuals. Arthur Schlesinger noted that JFK had “considerable respect for the experience of businessmen,” which “gave them clues to the operations of the American economy which his intellectuals, for all their facile theories, did not possess.”

Continued in article

"How to Beat the High Cost of Learning:   Financial aid has caused tuitions to skyrocket. If we can’t abolish it, we can at least simplify it," by Richard Vedder, The Wall Street Journal, February 15, 2017 ---
https://www.wsj.com/articles/how-to-beat-the-high-cost-of-learning-1487204060?mod=djemMER

How come a college degree is the one thing that never gets any cheaper? The financial burden of virtually all goods and services has lightened over recent generations, with this one big exception. Since about 1980, the price tag of attending university has soared faster than overall inflation and the growth of family incomes. Recent “free tuition” proposals would be nothing more than extremely expensive Band-Aids. The way to address rising college costs is to rethink the entire government student-loan system.

In a 1987 op-ed, Bill Bennett, President Reagan’s education secretary, hypothesized that tuition was rising partly because of the explosive growth of federal financial assistance. He observed that as it became easier for students to borrow money or get grants from the government, demand for college grew. This led schools throughout the country to raise fees aggressively.

From 1840 through 1978—a period when federal aid was nonexistent or very modest—inflation-adjusted tuition rose about 1% a year, according to my analysis of the available data. The Higher Education Act of 1965 created small loan and grant programs, which were enormously expanded in legislation signed by President Carter in 1978. Since then, federal data show, college tuition has been rising roughly 3% a year. If tuition after 1978 had grown only as fast as it did in the preceding four decades, going to college today would cost half what it does.

Instead, aid programs were expanded even more. They are now 10 times as large as they were in 1970, adjusting for inflation. Some $158 billion is spent annually on student aid, and more than 40 million Americans have student loans, according to the College Board. Total student debt has reached $1.3 trillion, and despite extremely liberal repayment terms, loan delinquencies are substantial. Newly corrected data from the Education Department show that a majority of borrowers at over 1,000 institutions repaid nothing in the three years after finishing school. A January report from the Consumer Financial Protection Bureau says that the number of student debtors older than 60 has quadrupled in a decade.

New studies have also lent more credibility to Mr. Bennett’s 30-year-old insight. Researchers at the New York Federal Reserve suggested in 2015 that a common result is a tuition increase of about 60 cents for every increased dollar of student aid. A paper last year by Grey Gordon and Aaron Hedlund for the National Bureau of Economic Research also strongly supports Mr. Bennett’s theory.

The system of student aid is incredibly complex, with over a dozen federal loan, grant, work-study and tuition-tax-credit programs. The Free Application for Federal Student Aid, known by the acronym Fafsa, is unnecessarily complex and deters some low-income students from applying for assistance. The proportion of recent college graduates from the bottom quartile of the income distribution has fallen significantly since 1970, to 10% from over 12%, data from the Pell Institute suggest. On balance, federal assistance has not helped poor Americans gain access to college.

These programs also have no educational performance standards, meaning they don’t give students an incentive to work hard. As college enrollments continue to grow, they have aggravated a large underemployment problem. More university grads are taking unskilled jobs as baristas or Uber drivers.

Perhaps the federal government should get out of the student aid business. Washington doesn’t have the financial discipline to pay its own bills fully. Why should it borrow money to send moderately affluent Americans to school? Yet abolishing federal aid would impose severe short-term hardships, and it is politically infeasible.

What would a more realistic plan look like? First, simplify. Everything about the federal aid system is too complex, starting with the Fafsa. There should be only two programs: a grant program to replace the Pell Grant and a federal loan program to replace Plus loans, tuition tax credits, work study and the litany of other schemes

Another change: Give educational vouchers directly to students. That would empower the recipients to weigh costs more closely and reduce colleges’ incentive to increase spending. Grants and federal student loans should be given only to those with incomes below 150% of the poverty level. Aid should come with modest academic expectations, like maintaining a 2.0 grade-point average; and when a student’s prospect of success becomes remote, it should be cut off. A time limit of five years of government assistance might be helpful. Should all graduate or professional education be subsidized? The feds don’t necessarily need to help people attending expensive M.B.A. programs whose graduates earn large starting salaries.

Schools also need to have some skin in the game. Many colleges now knowingly accept marginal applicants who ultimately drop out and fail to repay their loans. The schools collect tuition, but the taxpayers get burdened with delinquent debt. Colleges should be required to share some of that burden. For example, schools with abnormally high loan delinquencies should have to pay a tuition “tax” to the government to help cover costs. This could raise graduation rates and shrink bloated enrollments.

Continued in article

Jensen Comment
One problem colleges have if they don't give some type of merit-based financial aid to students above the poverty line the very real possibility that top students will go to competing colleges that have some type of merit-based financial aid. This is especially the case for smaller private universities who typically can offer selected top applicants some form of merit-based financial aid. Applicants should, however, be aware of the games some colleges play in this regard. Accepting tuition discounts on inflated tuition from a private college or university not be the best route to a low cost, high quality degree.




  •  

    Finding and Using Health Statistics --- http://www.nlm.nih.gov/nichsr/usestats/index.htm

    Best Medical Schools in the World (2013) ---
    http://studychacha.com/discuss/139694-best-medical-school-world.html
    More of the Top 50 are in the USA relative to any other nation.

    World Health Organization ranking of health systems in 2000 ---
    https://en.wikipedia.org/wiki/World_Health_Organization_ranking_of_health_systems_in_2000

    From Our World in Data
    Financing Health Care
    --- https://ourworldindata.org/financing-healthcare/
    Lots of interesting comparisons here
    Added considerations should be that having insurance with enormous deductibles is like having no insurance for people who cannot afford thousands of dollars in deductibles before the insurance kicks in,"
    Added considerations include having insurance that the major providers (hospitals and doctors) refuse to accept is like having no insurance.

    World Health Organization: World Health Statistics 2015 --- http://www.who.int/gho/publications/world_health_statistics/2015/en/

    Updates from WebMD --- http://www.webmd.com/

    Medical Malpractice Lottery for Lawyers or Criminals or Both ---
    http://faculty.trinity.edu/rjensen/Health.htm#Malpractice

    Bob Jensen's Threads and Timeline for  Obamacare ---
    http://faculty.trinity.edu/rjensen/Health.htm

    Bob Jensen's threads on medicine ---
    http://faculty.trinity.edu/rjensen/bookbob2-Part2.htm#Medicine


    Patients who are paying a co-pay at the pharmacy may in fact be paying the entirety of the prescription cost plus an additional kickback to their Pharmacy Benefits Manager
    Keller Rohrback
    http://www.scriptsourcing.com/news/patients-paying-co-pay-pharmacy-may-fact-paying-entirety-prescription-cost-plus-additional-kickback-pharmacy-benefits-manager/
    Also see
    https://www.bloomberg.com/news/articles/2017-02-24/sworn-to-secrecy-drugstores-stay-silent-as-customers-overpay?cmpid=BBD022417_BIZ



     

  •  



    Bob Jensen's universal health care messaging --- http://faculty.trinity.edu/rjensen/Health.htm




    Bob Jensen's Home Page --- http://faculty.trinity.edu/rjensen/