Tidbits on September 28, 2017
Bob Jensen at Trinity University

Set 3 of my Hydrangea Photographs in 2017



Tidbits on September 28, 2017
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Bob Jensen's Tidbits ---

For earlier editions of Fraud Updates go to http://faculty.trinity.edu/rjensen/FraudUpdates.htm
For earlier editions of New Bookmarks go to http://faculty.trinity.edu/rjensen/bookurl.htm 
Bookmarks for the World's Library --- http://faculty.trinity.edu/rjensen/bookbob2.htm 

Bob Jensen's past presentations and lectures --- http://faculty.trinity.edu/rjensen/resume.htm#Presentations   

Bob Jensen's Threads --- http://faculty.trinity.edu/rjensen/threads.htm

Bob Jensen's Home Page is at http://faculty.trinity.edu/rjensen/

More of Bob Jensen's Pictures and Stories

Updates from WebMD --- Click Here

Google Scholar --- https://scholar.google.com/

Wikipedia --- https://www.wikipedia.org/

Bob Jensen's search helpers --- http://faculty.trinity.edu/rjensen/searchh.htm

Bob Jensen's World Library --- http://faculty.trinity.edu/rjensen/Bookbob2.htm

USA Debt Clock --- http://www.usdebtclock.org/ ubl

Online Video, Slide Shows, and Audio


Stream Online The Vietnam War, the New Documentary by Ken Burns & Lynn Novick ---

What Is Fair Use?: A Short Introduction from the Maker of Everything is a Remix ---

How to Rescue a Wet, Damaged Book: A Short, Handy Visual Primer ----

BBC News: "Our Saturn Years" Science --- www.bbc.co.uk/news/resources/idt-sh/cassini_huygens_saturn

Free music downloads --- http://faculty.trinity.edu/rjensen/music.htm
In the past I've provided links to various types of music and video available free on the Web. 
I created a page that summarizes those various links --- http://faculty.trinity.edu/rjensen/music.htm 

A Massive 55-Hour Chronological Playlist of Bob Dylan Songs: Stream 763 Tracks ---
Note that where this page says advertisement it is just that --- an advertisement.
To play the full track of a song you need a Spotify app (the article provides links)

Watch John Lennon’s Last Live Performance (1975): “Imagine,” “Stand By Me” & More --- 
Scroll down and click on the video screens.
Good songs, lousy voice.


Photographs and Art

Behold the Beautiful Designs of Brazil’s 1920s Art Deco Magazine, Para Todos Posted: 14 Sep 2017 04:00 AM PDT ---

The Best Close-Up Photos We May See of Saturn in Decades ---

These breathtaking images of Saturn were taken by Cassini as it crashed into the planet ---

Enter a Digital Archive of 213,000+ Beautiful Japanese Woodblock Prints ---

The Atlantic:  An Incredible Trip Through Yellowstone Park ---

Incredible before and after images of Houston neighborhoods hit by Hurricane Harvey ---

These Tragic Photos Show Rohingya Refugees in Bangladesh ---

Photos show devastation from the Mexico earthquake that has killed more than 200 people ---

Stunning, award-winning photos from the world's largest photo competition ---

2017 National Geographic Nature Photographer of the Year Contest ---

Open Parks Network Social studies (photographs of USA national parks) --- http://openparksnetwork.org/

Internet Archive: The Burlington Magazine Arts (historic art history magazine) ---

Make Way for Democracy Social studies (African Americans in WW I) ---

About Art Nouveau Arts --- https://aboutartnouveau.wordpress.com/ 

Puerto Rico Is Recovering Much More Slowly Than Texas and Florida. These Satellite Photos Prove It ---

These haunting photos of the retail apocalypse reveal a new normal in America ---
Jensen Comment
About 75 miles south near the gold-domed capitol of New Hampshire the big Concord Mall has a darkened food court and mostly empty small stores while three large anchors (Sears, JC Penney, and Bonton) struggle to survive. Meanwhile the border-town NH Walmarts are flooded with out-of-state cars that will carry the tax-free booty back across state lines. Nearby the big-ticket stores like computer centers (think Apple), tire stores, liquor stores, and big box stores like Home Depot are crowded with "visitors" from nearby states having high sales taxes. Post-election returns show that thousands of these visitors also voted to put down Donald Trump and put up Senator Maggie Hassan. When she was NH Governor, Maggie fought hard for allowing voters to register and vote for her at the same time without having to prove NH residency. Out-of-state drivers licenses are accepted in NH as proof of USA residency. There's no voting fraud in the NH, and those folks did not also vote in their home states. Yeah Right!

It's the US Air Force's 70th birthday — here are 27 photos of it doing what it does best ---

IJC Museum: Japanese Art Museum in the Cloud Arts --- www.ana-cooljapan.com/contents/art

Photo Archive Lets You Download 4,300 High-Res Photographs of the Historic Normandy Invasion ---

Enter a Digital Archive of 213,000+ Beautiful Japanese Woodblock Prints ---

Bob Jensen's threads on art history ---

Bob Jensen's threads on history, literature and art ---

Online Books, Poems, References, and Other Literature
In the past I've provided links to various types electronic literature available free on the Web. 
I created a page that summarizes those various links --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm

Bob Jensen's threads on libraries --- http://faculty.trinity.edu/rjensen/bookbob2.htm#---Libraries

Thomas Gray Archive Social studies (poetry) --- www.thomasgray.org

Dickinson Electronic Archives 2 Language Arts (poetry) --- www.emilydickinson.org

First World War Poetry Archive Social studies --- www.oucs.ox.ac.uk/ww1lit -

Playing Soviet: The Visual Language of Early Soviet Children's Books, 1917-1953 --- http://commons.princeton.edu/soviet/

Free Electronic Literature --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm
Free Online Textbooks, Videos, and Tutorials --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm#Textbooks
Free Tutorials in Various Disciplines --- http://faculty.trinity.edu/rjensen/Bookbob2.htm#Tutorials
Edutainment and Learning Games --- http://faculty.trinity.edu/rjensen/000aaa/thetools.htm#Edutainment
Open Sharing Courses --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI


Now in Another Tidbits Document
Political Quotations on September 28, 2017

USA Debt Clock --- http://www.usdebtclock.org/ ubl

To Whom Does the USA Federal Government Owe Money (the booked obligation of $19+ trillion) ---
The US Debt Clock in Real Time ---
Remember the Jane Fonda Movie called "Rollover" --- https://en.wikipedia.org/wiki/Rollover_(film)

To Whom Does the USA Federal Government Owe Money (the unbooked obligation of $100 trillion and unknown more in contracted entitlements) ---
The biggest worry of the entitlements obligations is enormous obligation for the future under the Medicare and Medicaid programs that are now deemed totally unsustainable ---

Entitlements are two-thirds of the federal budget. Entitlement spending has grown 100-fold over the past 50 years. Half of all American households now rely on government handouts. When we hear statistics like that, most of us shake our heads and mutter some sort of expletive. That’s because nobody thinks they’re the problem. Nobody ever wants to think they’re the problem. But that’s not the truth. The truth is, as long as we continue to think of the rising entitlement culture in America as someone else’s problem, someone else’s fault, we’ll never truly understand it and we’ll have absolutely zero chance...
Steve Tobak ---

"These Slides Show Why We Have Such A Huge Budget Deficit And Why Taxes Need To Go Up," by Rob Wile, Business Insider, April 27, 2013 ---
This is a slide show based on a presentation by a Harvard Economics Professor.

Peter G. Peterson Website on Deficit/Debt Solutions ---

Bob Jensen's threads on entitlements --- http://faculty.trinity.edu/rjensen/Entitlements.htm

Bob Jensen's health care messaging updates --- http://faculty.trinity.edu/rjensen/Health.htm

Fall Foliage Prediction Map --- https://smokymountains.com/fall-foliage-map/
Push the slider across dates

The Ten Most Innovative Colleges in America ---

Jensen Comment
Arizona State University is Number 1 for the third year in a row. Among other things are the free online undergraduate degree programs for Starbucks employees (including part-time workers) and  MBA degrees at ASU are free ---

But ASU innovations are much broader than the two innovations mentioned above.

 Inside Higher Ed has an "Intellectual Affairs" archive that contains hundreds of reviews of books and other items beginning in 2005.
It's worth a scan ---

RateMyProfessors Fun Lists for 2019-2017 --- Hottest Professors, Funniest Professors, Super Scholar  Professors ---

 Stossel: Entrepreneur Saves Free College Courses from Government Ban ---

1 ,600 MOOCs (Massive Open Online Courses) Getting in September 2017 ---

Includes six courses in financial and forensic accounting

 A 2017 Master List of 1,300 Free Courses From Top Universities: 45,000 Hours of Audio/Video Lectures ---

Examples of Free Business Courses

Business Courses

·         Branding, Content & Social Media - Free iTunes - Christine O'Malley, Ohio State

·         Building a Business - Free Online VideoFree Online Audio - Free iTunes Audio - Oxford University

·         Building a Business: Moving Your Product to the Market - Free Online Audio - Free Tunes Audio - Oxford University

·         Corporate Finance - Free iTunes Video - Aswath Damodaran, NYU

·         Corporate Finance for Healthcare Administrators - Free iTunes Video - Jack Wheeler, University of Michigan

·         Crisis Management: Proseminar in Public Relations - Free iTunes Video - Samuel Dyer, Missouri State

·         Entrepreneurship and Business Planning - Free iTunes Audio - Feed - Mark Juliano, Carnegie Mellon

·         Entrepreneurship through the Lens of Venture Capital - Free iTunes Video - Free Online Video - Multiple staff, Stanford

·         Essentials of Advertising and Marketing - Free iTunes Audio - Vincent Blasko, Arizona State

·         Financial Management - Free Online Video - Free iTunes Video - Kent Ragan, Missouri State

·         Global Risk Regulation - Free iTunes Video - Alberto Alemmano, HEC

·         Global Supply Chain Management - Free Online Video - Free Video Download - N.Viswanadham, IISc Bangalore

·         Financial Planning and Money Management - Free iTunes Video - Frank Paiano, Southwestern Community College

·         Futures and Options (Agriculture) - Free Online Video - Free iTunes Video - Colin Carter, UC Davis

·         How to Develop Breakthrough Products and Services - Free iTunes Video - Eric Von Hippel, MIT

·         How to Launch a Successful Startup Company - Free Online Video + Course Info - Bill Aulet, MIT

·         How to Start a Startup - Free Online Course - Sam Altman + Silicon Valley Luminaries, Y Combinator/Stanford

·         Introduction to Business Administration - Free iTunes Video - Ross Gittell, U. of New Hampshire

·         Introduction to Entrepreneurship - Free iTunes Video - Free Online Video - Holden Thorp & Buck Goldstein, UNC-Chapel Hill

·         International Finance - Free Online Video - Free Video Download - Arun K. Misra, IIT Kharagpur

·         International Taxation - Free iTunes Video - Jeffrey Kadet, University of Washington

·         Introduction to Consumer Behavior - Free Online Video - Free Video Download - Dr. Sangeeta Sahney, IIT Kharagpur

·         Introduction to Strategic Management - Free Online Video - Free Video Download - R. Srinivasan, IISC Bangalore

·         Introductory Probability and Statistics for Business Free Online Video  – Fletcher Ibser, UC Berkeley

·         Investment Philosophies – Free iTunes Video - Aswath Damodaran, NYU

·         Money and Banking - Free Online Video - Free iTunes Video - Thomas Wyrick, Missouri State

·         Money and Banking (Syllabus) - Free Online Video - Gerald Epstein, UMass-Amherst

·         Organizational Behavior - Free Online Video - Free Video Download - Susmita Mukhopadhyay, IIT Kharagpur

·         Personal Finance - Free iTunes Video - Free Online Video - Roger Wallenberg, Missouri State

·         Principles of Management - Free iTunes Audio - Nicholas Beutell, Iona College

·         Principles of Managerial Accounting Free iTunes Audio - Anthony Catanach & Noah Barskey, Villanova

·         Real Estate Finance I Free iTunes Video - Joshua Kahr, Columbia University

·         Real Estate Finance III Free iTunes Video - Joshua Kahr, Columbia University

·         Startups - Lecture Notes - Peter Thiel, Stanford

·         Strategic Marketing – Contemporary Issues - Free Online Video - Free Video Download -  Jayanta Chatterjee, IIT Kanpur

·         Supply Chain Management & Logistics: An Intro to Principles and Concepts - Free iTunes Video - Richard Wilding, Cranfield University

·         Taxation of Trans-Pacific Transactions - Free iTunes Video - Jeffrey Kadet, University of Washington

·         Technology Enabled Blitzscaling - Free Online Video - Reid Hoffman, Stanford

·         Technology Entrepreneurship - Free Online Video - Free Tunes Video - Chuck Eesley, Stanford

·         The New Entrepreneurs - iTunes - Open University

·         The Startup Workshop - Free Online Video - Free iTunes Video - Stanford

·         Valuation - Free iTunes VideoFree iTunes iOS App - Aswath Damodaran, NYU

·         Writing for Strategic Communication - Free iTunes Audio - Karen Morath, La Trobe University

 Free Business School MOOCs

One tip to keep in mind. If you want to take a course for free, select the "Full Course, No Certificate" or "Audit" option when you enroll. If you would like an official certificate documenting that you have successfully completed the course, you will need to pay a fee. Here's the list:

·  Business Foundations - University of British Columbia

·  Influencing People - University of Michigan

·  Introduction to Negotiation: A Strategic Playbook for Becoming a Principled and Persuasive Negotiator - Yale University

·  Selling Ideas: How to Influence Others, and Get Your Message to Catch On - University of Pennsylvania/Wharton Business School

·  Effective Problem Solving and Decision Making - University of California-Irvine

·  Design Thinking for Innovation - University of Virginia

·  Project Management: The Basics for Success - University of California-Irvine

·  Work Smarter, Not Harder: Time Management for Personal & Professional Productivity - University of California-Irvine

·  Becoming an Entrepreneur - MIT

·  Competitive Strategy - Ludwig-Maximilians-Universität München (LMU)

·  Financial Markets - Yale University (taught by Nobel Prize Winning Economist Robert Shiller)

·  Finance for Non-Financial Professionals - University of California-Irvine

·  Introduction to Corporate Finance - University of Pennsylvania/Wharton Business School

·  Introduction to Financial Accounting - University of Pennsylvania/Wharton Business School

·  Introduction to Marketing - University of Pennsylvania/Wharton Business School

·  Managing the Value of Customer Relationships - University of Pennsylvania/Wharton Business School

·  Marketing in a Digital World - University of Illinois at Urbana-Champaign

·  Analytics in Python - Columbia University

·  Introduction to User Experience - University of Michigan

Data Science Essentials - MIT & Microsoft


Bob Jensen's threads on free courses from prestigious universities.
Badges and transcript credits have fees doe to costs of validating what students learned ---

 Martin Scorsese to Teach His First Online Course on Filmmaking ---

 Sophia Project Philosophy (claims to be the world's largest repositories of online resources for philosophy and ethics) ---  www.sophia-project.org

Bob Jensen's threads on philosophy --- http://faculty.trinity.edu/rjensen/Bookbob2.htm#Social

 A simple card game shows how children are more likely to cheat in life if they are told they are smart ---

Jensen Comment
An extension of this experiment might be assuring children of a prize if work for it --- and leaving it up to them to figure out how they can avoid the work by cheating. I have in mind here the 60+ students who were expelled from Harvard because they cheated in a political science course that they were certain to pass with an A grade if they did their own work. My theory is that given the time allocation pressures that all students face, the Harvard students who cheated just did not want to put a lot of time into an assignment where they knew in advance that they would get a top grade for the course. So they cheated and eventually paid a steep price for the violations of Harvard's Honor Code ---

 Feed Camtasia software on your computer with video captures on your smart phone ---


From the CFO Journal's Morning Ledger on September 20, 2017

Fiat Chrysler recalls nearly a half-million trucks
Fiat Chrysler Automobiles NV
issued a recall for nearly a half-million Ram pickup and work trucks to fix faulty pumps that could cause overheating and engine fires, the second major truck recall this year by the auto maker.  

Jensen Comment
Consumer Reports alleges that the three least reliable vehicles on the road are all made by Chrysler (since Yugos are no longer available);. The least reliable is a Fiat followed by Jeeps and Dodge Ram trucks. My Jeep Cherokee was the least reliable car I ever owned.

 What to know about the bill-to-limit state taxation of online sales ---

 Pedagogy Unbound --- https://david-gooblar.squarespace.com/

Pedagogy Unbound is a website founded by David Gooblar in 2013, after a handful of great experiences at teaching sessions at academic conferences. At each of these sessions, whether the presentations were valuable or not, the discussion afterwards, inevitably including members of the audience discussing strategies that were effective in their classrooms, was consistently helpful. The site aims to provide a space for college teachers from all disciplines to easily share the practical strategies that have worked for them in their classrooms. 

David Gooblar is a lecturer in the Rhetoric department at the University of Iowa. He writes a regular column for the Chronicle of Higher Education's Vitae website, also called "Pedagogy Unbound". He's also the author of The Major Phases of Philip Roth, published by Continuum in 2011, and is the co-editor, with Aimee Pozorski, of Roth After Eighty: Philip Roth and the American Literary Imagination, to be published by Lexington Books later this year.

You can contact David at pedagogyunbound at gmail dot com

 How Credit Reporting Agencies Got Their Power ---

 Equifax data breach and credit freeze: Beware these 3 scams ---

Jensen Comment
Always check your credit card statements regarding each charge and report any suspicious charges. Also don't carry credit card limits higher than you think you'll be needing for credit card purchases. I have one low-limit credit card that I use for Amazon and other online purchases, although it's my other online purchases are infrequent. It's best not to have your credit card on file with a lot of vendors, although it's pretty hard not to let hotels and airlines have your credit card number.

One of my credit card carriers now and then adds to my credit limit, and I keep taking that limit back down to a low amount. I don't need a high limit because I always pay my credit card balances when due. Credit cards for for convenience and probably should not be used to borrow money. I've never bothered with a debit card.

I always pay cash in restaurants and convenience stores, although I do use a credit card outside at a gasoline pump.

File your tax return as quickly as possible each year and keep all evidence of your identity such as copies of W-2 statements and 1099 forms. If the IRS says you've already filed your electronic return when you try to file electronically, quickly send the IRS a paper copy of your return along with all the copies of your W-2 statements and 1099 forms. Good luck on getting a live person when you call the IRS. In recent years I've never had a lick of luck getting a live IRS employee on the phone. If I mail anything to the IRS I always use certified mail so I get evidence that the mailing was received.

Have your IRS refund directly deposited to your bank account or sent to you by check rather than forwarding your credit balance to next year's tax obligation. Getting proof of a refund is best these days when the IRS may be getting another tax filing using your social security number. If you send the IRS a check for taxes due, make sure the IRS cashed your check.

 YouTube: Crash Course Computer Science Science ---

Bob Jensen's threads on computer science ---

 Black Eye for Basket Ball (Big Time Bribery) ---

vril Lavigne --- https://en.wikipedia.org/wiki/Avril_Lavigne
It's safe to read about her on Wikipedia (although I have no interest in reading about her)

MIT Newsletter Warning:  Don’t Google Avril Lavigne
McAfee says the musician is the most dangerous person online, with 14.5 percent of search results for her name taking you to malicious sites.

 Great News for Apple Users
iOS 11 will let you record your iPhone or iPad's screen ---

Screenshots are so 2016. With iOS 11 you can record a video of your iOS device's screen with a tap.

Thank you Richard Campbell for the heads up.

 Lynda Barry on How the Smartphone Is Endangering Three Ingredients of Creativity: Loneliness, Uncertainty & Boredom ---

 Women Lawyers Continue To Lag In Partnership Positions, Pay ---

 The Media Has A Probability Problem The media’s demand for certainty — and its lack of statistical rigor — is a bad match for our complex world ---

University of Phoenix --- https://en.wikipedia.org/wiki/University_of_Phoenix

 The University of Phoenix will close 20 of its onsite campuses and learning centers ---
Jensen Comment
I think this is part of a 2016 announced plan to close about a third of its 90+ campuses. Some of its major criticisms and legal troubles are mentioned at

 Regular Public School Teachers Miss More School Than Charter Teachers, Study Finds ---

. . .

The Washington-based Thomas B. Fordham Institute found that the gaps between charter and district teachers were largest in the states where the districts have to collectively bargain—or negotiate conditions of employment, including time off—but charters do not have to do so.

“I think the biggest takeaway is that teacher chronic absenteeism seems to be driven by state policy and local collective bargaining agreements—and possibly to a greater extent than is generally appreciated,” said David Griffith, a senior research and policy associate at Fordham and the report’s author.

 Boston Red Sox Used Apple Watches to Steal Signs Against Yankees ---

Jensen Comment
This must be a horrible trick to steal some of the cheating glory that, until now, was mostly claimed by the New England Patriots. In addition to Deflategate don't forget that fines were paid for "Patriotic" breaking of the code of opponents' signals across the football fields of play ---
The Boston Red Sox appear to be more savvy on cheating technology than the Patriots who probably don't even own Apple Watches.

If the Red Sox can cheat with Apple Watches, think what your students can do this academic year with those watches.

 The Atlantic:  Climate Change Is Making Farming Irresistible in Alaska ---
Jensen Comment
I keep thinking about how the gold rush to Alaska was over hyped. It may be a bit early to trade your 160 acres in Iowa for 1,000 acres in Alaska. For openers a great deal of Alaska is not accessible by road, rails, or mules --- and airplane farming is very expensive. Solar energy doesn't work very well "when the sun don't shine any part of the month." And those mosquito swarms can kill your livestock in Alaska. If you plan to live off the land, take along a fishing pole.

 Holland Implements the Future of Farming ---

 Fabricated Accounting Research Data in Multiple Studies:  The James E. Hunton Story ---
https://www.bentley.edu/files/Hunton report July21.pdf
James Martin repeated a link to the Bentley University report
Also see
Malone, J. A. 2016. Report of Judith A. Malone, Bentley University ethics officer, concerning Dr. James E. Hunton. Behavioral Research In Accounting 28(2): 1-5.

Jensen Comment
More details regarding subsequent retracted papers are also provided at
It appears that nearly all of Hunton's published papers were retracted by academic journals.
Although common in science, it is extremely rare for retractions of papers in academic accounting research journals
Have there been any retractions other than those co-authored by James Hunton?

 Favorite Plagiarism Excuses ---

. . .

Plagiarism is one of science’s cardinal sins and thus no joke, but these “excuses” are so bizarre, outrageous, or unbelievable, that they are worth repeating (verbatim from her presentation):

·         “I was distracted by bird vocalizations outside my thatched roof hut, grabbed my digital camera to get pictures of the pair of woodpeckers, and when I returned to my computer where I thought I had saved my changes to the material, it had crashed with the wrong draft saved. (a/k/a the Woodpecker Defense)


·         I guess my thinking was this person is just trying to understand what my research is about and what I’m proposing to do. And so how is letting him or her know that I got this text from this other paper, how is that going to help him understand better my project or what I’m trying to say?


·         I did not copy from the suggested source. We just both paraphrased from the cited author in exactly the same way.


·         As engineers, we do not use quotation marks around copied text.


·         Quotation marks are only needed for the copied words of “famous people.”


·         It’s only a proposal. It’s not like it’s a publication. The reviewers are smart enough to know what is my work and what is someone else’s.


·         My English teacher told me it’s not plagiarism if I change every seventh word.”

Jensen Comment
One of the favorite reasons rather than excuses is that an agent (assistant, employee, ghost writer, consultant, friend, colleague) copied a source without my knowledge. The violates a management principle:  "You can delegate authority but not responsibility." You are still responsible for that which is credited in whole or in part to you by the reading public.

An increasingly popular excuse is that "you don't need to cite popular and well-known sources like Wikipedia." Yeah right!

 Credit Scoring Companies like Experian, Equifax, Mood's, and Transunion are Corrupt to the Core

Jensen Comment
In 2017 143 million people are furious with Experian for allowing their IDs not only to be stolen by hackers but also for not notifying those people in a timely manner so they could start protecting themselves. Months later the same thieves got away with hacking the IDs of 145 million people.

Some people might even remember the intentional cheating mentioned in the following article in 2017 for which these companies were fined.

Credit bureau Experian will pay a $3 million fine related to giving credit scores to consumers that were not their true credit score.
Peers Equifax and Transunion reached a settlement on similar allegations in January 2017 ---


However, the companies should've been driven out of business in 2007 when their scandalous cheating was revealed about the role they played in creating poisoned mortgages and CDO bonds during the real estate bubble that burst in 2007. These companies were giving high credit ratings to home buyers that should've been receiving very low credit ratings in collusion with criminals (think the CEO of County Line) that were issuing tens of millions of fraudulent mortgages.

Credit Rating Firms Were Rotten to the Core:  At last the DOJ is taking some action (Bailout, Credit Rating Agencies, Agencies, Banks, CDO, Bond Ratings, CDO. Auditing, Fraud)
"DOJ vs. Rating Firms,"  by David Hall, CFO.com Morning Ledger, February 5, 2013
CFO.com Morning Ledger
publication date:
Februry 5, 2013
article text:

There are two superpowers in the world today in my opinion. There’s the United States and there’s Moody’s Bond Rating Service. The United States can destroy you by dropping bombs, and Moody’s can destroy you by down grading your bonds. And believe me, it’s not clear sometimes who’s more powerful.  The most that we can safely assert about the evolutionary process underlying market equilibrium is that harmful heuristics, like harmful mutations in nature, will die out.
Martin Miller, Debt and Taxes as quoted by Frank Partnoy, "The Siskel and Ebert of Financial Matters:  Two Thumbs Down for Credit Reporting Agencies," Washington University Law Quarterly, Volume 77, No. 3, 1999 --- http://faculty.trinity.edu/rjensen/FraudCongressPartnoyWULawReview.htm

Credit rating agencies gave AAA ratings to mortgage-backed securities that didn't deserve them. "These ratings not only gave false comfort to investors, but also skewed the computer risk models and regulatory capital computations," Cox said in written testimony.
SEC Chairman Christopher Cox as quoted on October 23, 2008 at http://www.nytimes.com/external/idg/2008/10/23/23idg-Greenspan-Bad.html

"CREDIT RATING AGENCIES: USELESS TO INVESTORS," by Anthony H. Catanch Jr. and J. Edward Ketz, Grumpy Old Accountants Blog, June 6, 2011 --- http://blogs.smeal.psu.edu/grumpyoldaccountants/archives/113

In 2008 it became evident that credit rating firms were giving AAA ratings to bonds that they knew were worthless, especially CDO bonds of their big Wall Street clients like Bear Stearns, Merrill Lynch, Lehman Bros., JP Morgan, Goldman, etc. ---

Bob Jensen's threads on the fraudulent credit rating agencies --- http://faculty.trinity.edu/rjensen/FraudRotten.htm#CreditRatingAgencies


How to Mislead With Statistics:  Gross versus Net ---
But where stuff gets weird, is when you look at Deloitte’s numbers for last year. The “increase of 8 percent from FY2016” is in its total headcount, from 244,400 to 263,900. That difference isn’t 70,000; it’s 19,500. So yes, Deloitte hired 70,000, but about 50,000 people also left — the equivalent of one person leaving every 10 minutes. Put in a different light, if one new person is walking in Deloitte’s door every 8 minutes, then one person is walking out two minutes later.
Calib Newquist

How to Mislead With Statistics:  One Person's Garbage is Another Person's Treasure

Time's Money:  The 100 Best Places to Live in America

The Washington PostAt $76,260, New Hampshire had the highest median income in 2016, according to the Census Bureau. The state also had the lowest poverty rate: 6.9%.---

Jensen Comment
Olive Branch, Mississippi ranks 5/100 as the fifth-best place to live in a state that ranks at the bottom in terms of both median income coupled with highest poverty rate in the USA. Nashua, N.H. is the only town in the Top 100 Best Places to Live in a state that ranks highest in terms o both median income and low poverty. Make you wonder a bit?

The problem is that the Top 100 Places to Live ranking was based upon a set of criteria that may not be your criteria and weighting of criteria. For example, I would not want to retire to any town in Mississippi because I despise Mississippi's hot, humid weather. You, on the other hand, probably would not retire in New Hampshire because you don't want to live where there's a cold winter with deep snow and lots of ice.

New Hampshire is the choice of residency of a lot of high income people (not billionaires). There are many reasons for this, number one perhaps is the absence of both a general income tax and a sales tax. Although I did not want to retire in a state with a high income tax, I did not choose New Hampshire for my retirement since there are also other great places to live without a state income tax (think Texas, Washington, Florida, and Nevada). Even within New Hampshire Nashua would be among my least-favorite choices in New Hampshire in my retirement. I prefer being either in the mountains or on the beach.

The simple fact of the matter is that Time's ranking of the Best Places to Live in America is probably misleading for you and your family when it comes to choosing a place to live based upon things that matter most to you. On top of that you should not weight your criteria and then add up the scores for alternatives. Instead you should set thresholds on your criteria with an awareness that these thresholds change with time. For example, when your children are young you may set a higher threshold for quality of K-12 public schools. In retirement this threshold may collapse to zero. In retirement you may set a higher threshold for state and local tax advantages whereas when you're younger career opportunity is probably more important than tax advantages. For example, there are probably career advantages of getting tenure at Harvard in spite of the tax and other cost of living disadvantages in and around Cambridge, Mass.

I know a heck of a lot of veterans choose San Antonio for retirement because of the many alternatives for great VA medical care, no income tax, relatively low housing costs, and the fact that you are among tens of thousands of other retired military veterans.  After living in San Antonio for 24 years I wanted out because I was weary of the the hot-humid climate and the congestion of living among nearly two million people (including the congestion of people not counted in the USA Census). By the time a new freeway is completed in San Antonio the traffic on the new freeway is bumper-to-bumper.

The bottom line that what's really important to you (such as being close to your parents or your adult children) is not what another person considers important (such as being close to your parents and your your children).

 In a conventional linear regression model, measurement errors in the dependent variable are not a biog deal. However, the situation is quite different with Logit, Probit, and the LPM.
David Giles, September 22, 2017

Appeals Court Sides with UVA Fraternity Brothers, Against Rolling Stone in 'Jackie' Rape Dispute ---

Mercedes-Benz has Elon Musk in its sights: it's spending $1 billion on new factory facilities in Alabama to build batteries and electric cars ---

Tesla is set to reveal its first electric big-rig truck in October — here’s everything we know ---

Jensen Comment
The two big questions are miles between battery charges and total expected life (coupled with battery replacement costs). It appears that the electric truck will have a range of 300+ miles with some innovative battery replacement stations or super-charging stations on interstate highways.

The big unknown is the value at the end of the first set of batteries and costs of using these electric trucks for over a million miles. When maintained correctly big diesel trucks will go over a million miles with very modest maintenance costs. This is one of the reasons a truck with, say, 500,000 miles on the odometer will still have relatively high resale value. How many miles will a Tesla big rigs last before they need new batteries and/or electric engines? What are the replacement costs of those big ticket items?

The big unknown here is the future cost of lithium in the face of exploding worldwide demand. Lithium is both expensive and dangerous to produce in hazardous environmental conditions. The media tends to ignore the enormous environmental problems of future production of lithium batteries that are now powering many vehicles and buildings and even huge power plants (think Australia).

  If your classroom does not have a projector carry one of these cheap projectors to class with your laptop/notebook computer ---

Western Governors is Arguably the Most Successful Long-term Online Degree University Using Competency-Based Grading
It now has enormous extremes of good news and bad news

WGU --- https://en.wikipedia.org/wiki/Western_Governors_University

Good News
California Community Colleges Partner With WGU ---


Bad News
WGU may soon be ineligible for Federal aid due to a ruling by the Inspector General

But it's far from certain that Federal Aid will be cut off to WGU ---

. . .

The audit includes several findings. The big one — the reason the inspector general says Western Governors was ineligible for federal financial aid and should be required to return all of that money — is that it didn’t follow requirements that distance-education programs be designed to provide students with "regular and substantive interaction" with their instructors.

What’s so important about "regular and substantive interaction"?

It’s what the law uses to distinguish distance education from correspondence courses, in which students’ work is largely self-guided, explained David A. Bergeron, a senior fellow at the Center for American Progress and former longtime official in the Education Department. Students enrolled in correspondence courses have limited access to federal financial aid — a policy that serves as a government check on bad actors.

Western Governors — and its accreditor, the Northwest Commission on College and Universities, which reaffirmed its accreditation this year — says its courses meet the "regular and substantive" standard.

The audit disagrees, finding that at least 37,899 of the university’s 61,180 regular students — 62 percent — took at least one course that failed to meet that bar in the 2013-14 award year, and that at least 69 of the 102 courses required by its three largest programs failed to meet the bar. Federal regulations say that an institution in which more than half of the courses offered are correspondence courses, or more than half of its students are enrolled in such courses, isn’t eligible for aid. In other words, the university fails both tests.

What accounts for this discrepancy?

The audit relies on "a very narrow application of the regulatory language," said Scott D. Pulsipher, the university’s president.

In a traditional college, professors play a number of roles: developing the curriculum, teaching classes, evaluating students’ work, and mentoring students. Western Governors has disaggregated those roles such that the faculty member assessing students’ work and the faculty member mentoring a student could be two different people. The whole model is designed to provide lots of faculty interaction to a group of students who may need extra support to succeed in college.

Amy Laitinen, director for higher education with the education-policy program at New America, put it this way in a tweet: "WGU has regular. It has substantive. But not in same person."

"I would say it does not have to be in the same person," Ms. Laitinen added in an interview with The Chronicle. The inspector general, however, "is saying it does."

The fundamental question here is who counts as a faculty member, Mr. Bergeron said, and "generally, it’s up to accreditors and states to decide." In fact, he added, the Department of Education Organization Act bars federal officials from wading into questions of college curriculum and personnel.

Will the university have to repay more than $700 million?

The Office of Inspector General cannot revoke a college’s access to Title IV student-aid funding. That’s up to the secretary of education. Asked whether the secretary, Betsy DeVos, would follow the audit’s recommendations, among other questions, a department spokeswoman responded by email: "For now, this is what we’re going to say on the record: We are currently reviewing the OIG’s report. It is important to note that the innovative student-first model used by this school and others like it has garnered bipartisan support over the last decade."

Experts on higher-ed policy, however, don’t expect Ms. DeVos to follow the recommendations. "There is no administration that would ask WGU to give back the money," Ms. Laitinen said.

The university’s president is similarly optimistic. "We have every expectation," said Mr. Pulsipher, "this will be resolved appropriately." The university’s model is different, he said, and sometimes misunderstood. But that "doesn’t mean what we do doesn’t work," he said. "That innovation will continue to win the day."

Could there be other ramifications?

Yes. Even if the secretary rejects the audit’s recommendations, that won’t happen overnight, Mr. Bergeron said. It’s possible that the threat of losing $700 million — a sum that would jeopardize its future — would be enough to force the university’s accreditor or the states that authorize it to operate to take action, he said.

The audit could also have a "chilling effect" on enrollment, which would have financial implications for the university, Mr. Bergeron said.

Seeing such a prominent innovator’s model thrown into question could also cause other institutions to become more risk-averse, he added.

But the incident could also have an outcome that advocates of competency-based education would like to see: congressional action to update the legal language cited in the audit for the age of the internet. Despite how it’s been applied here, Ms. Laitinen doesn’t believe Congress should scrap the provision about faculty involvement — just update it. "The question isn’t will Congress do something," she said, "but will Congress do something thoughtful?"


What Is Fair Use?: A Short Introduction from the Maker of Everything is a Remix ---

When it Took Three Years to Recover from Identity Theft ---

USA Today:  Archive of 864 NFL Player Arrests ---

Project to “fact check” genetic studies leads to three more retractions. And it’s just getting started ---

How to Mislead With Statistics
New York Times:  Even College Doesn’t Bridge the Racial Income Gap ---

Jensen Comment
This runs counter to my experience as an accounting professor. If anything minority graduates in accounting get higher salaries, especially those that pass the CPA exam. The hard thing is keeping them in CPA firm due to higher salary offers they receive from clients.

The article above mentions that the study outcomes were controlled for work experience and location of employment.  However, it does not mention controlling for very important factors of discipline (e.g., elementary school teaching versus computer engineering), prestige of the university, cumulative gpa, passage of licensing examinations, etc. Among other things these factors greatly affect means, medians, and standard deviations.

Move Over California, Japan Has A 26% Bar Passage Rate ---

Jensen Comment
Sort of like the tough olden days of the CPA examination before the passage rates exploded

I think like a genius, I write like a distinguished author, and I speak like a child ---
Vladimir Nabokov explaining why he wanted only to answer interview questions in writing

Ira Lightman ferrets out poets who pilfer lines, and then he shames them. Does that make him a hero or a bully?
Jensen Comment
Since it seems likely that some of the "plagiarizing" poets are almost certain to be caught in this day of Web crawlers, it seems more likely that some poets hired others to write their poems and were not aware that the lines they paid for were plagiarized. In either case, however, these cheaters are copying works of others (such as the ghost writers that were paid).

Authorship for sale: Some journals willing to add authors to papers they didn’t write ---

A once-prominent stem cell biologist, who recently lost both her job and a sizable grant, has lost her fifth paper ---

The avant-gardists Arthur Cravan and Mina Loy were happily married — until he disappeared. Did he fake his death to become a counterfeiter of Oscar Wilde manuscripts?.

Economic models are broken, and economists have wildly different ideas about how to fix them ---

How Labor Scholars Missed the Trump Revolt::We thought we knew the white working class. Then 2016 happened ---

When the bottom fell out of the economy in 2008, many in and out of the academy were quick to wag a finger at economists and ask, "Why didn’t you guys see this coming?" Economists responded that the "science" of economics is not of the predictive kind — nor, for that matter, are a lot of the sciences. The economy might have been in unanticipated chaos, but the discipline of economics was still sound.

Others argued that the problem was in the methodology itself — the assumptions and premises that blind practitioners to even the possibility of crisis. The eight American and European scholars who wrote the "Dahlem report," a 2009 analysis of the economics profession, found it "obvious, even to the casual observer that these models fail to account for the actual evolution of the real-world economy." As a result, "in our hour of greatest need," we must fumble in darkness with no explanation, no theory, and no scholarly discipline prepared to answer the simple question: How did we get here?

I am a labor historian — or at least one in recovery. When my colleagues and I saw the financial crisis, our predominant response was something like an exhausted, cynical shrug: "Of course — what did you expect in an age of rampant deregulation and absurd economic inequality?" Yet when the next systemic paroxysm hit our nation — the wave of white, blue-collar rage that helped elect Donald Trump — my field seemed as ill-equipped to explain the "actual evolution of the real-world" situation as the science of economics had been to explain the crash in 2008. One could have polled the entire American Political Science Association and the Organization of American Historians in 2016 and found very few who would have predicted a Trump victory — unless Michael Moore (who nearly alone, in no uncertain terms, predicted a "Rust Belt Brexit," the last stand of the common white guy) happens to be an accidental member of one of those professional organizations.

Richard Hofstadter, the old grandmaster of American political history, laid clear the burdens of being a historian: "The urgency of our national problems seems to demand, more than ever, that the historian have something to say that will help us." The need for salient historical explanation seems more important now than ever, yet a lot of us are coming up empty. Most of what we seemed to know about how class works suddenly seems dated, or simply wrong. As with the economists of the past decade, we may have been blinded by the bedrock assumptions of our own field.

Most labor historians, one way or another, and whether or not they concede it, remain children of the "new labor history." The field emerged in the 1960s and ’70s from several sources: the political vision of the New Left, civil rights, and women’s movements; the rejection of the narrow trade-union economism of the "old" labor history; and, perhaps most important, the 1963 publication of E.P. Thompson’s The Making of the English Working Class. Thompson famously rejected an analysis that addressed class as a "thing," arguing instead for a new analysis that approaches class as a "happening." Smashing icons across the intellectual spectrum, his book began a new age of rich and adventurous writing about the history of working people. He sent historians on a mission to figure out how class worked — without indulging the condescending, instrumental, or teleological traps of previous intellectual models.


In place of institutions and economics, the new breed of scholars put culture, consciousness, community, agency, and resistance at the center of their analyses. In rushed two generations of engaged scholarship, freeing workers from prisons of party, union, and state. No longer intellectual pawns, the working class could have its own voice and reveal its own rich complexity. Liberated history, so the assumption went, would lead to liberated workers. And liberation became the project of the new labor history.

But this paradigm never quite escaped its origins in the political romanticism of the New Left that gave birth to it. At its best, it opened up wide vistas of understanding of the entirety of American history; at its worst, it looked like a cultural whirlpool of radicals writing radical history for a radical audience


. . .


Historians need to reconcile their intellectual frameworks with a "real-world" America that is a messy stew of populist, communitarian, reactionary, progressive, racist, patriarchal, and nativist ingredients. Any historical era has its own mix of these elements, which play in different ways. We should embrace Thompson’s admonition to understand class as a continuing, sometimes volatile happening, and not be blinded by our love affair with dissent as a left-wing movement. Trump voters are dissenters, after all.

My generation’s historiographical compass is left spinning. North is gone. But the white working class is out there. And we still really need to understand it.

Jefferson Cowie is a professor of history at Vanderbilt University. His most recent book is The Great Exception: The New Deal and the Limits of American Politics (Princeton University Press, 2016).

Jensen Comment
In other words academic accounting researchers in ivory towers stay aloof of the real world much like academic accountants stay aloof of real world contracting that that became a messy stew of contingencies and uncertainties that bookkeepers just ignored in the ledgers and academics ignored in their analytical models and their empirical regression models. Where have business firms paid the least bit of attention to esoteric and irrelevant academic accounting research? (Yeah I know I'm exaggerating when I write "irrelevant," but I'm not exaggerating when I write that the business firms ignore the esoteric research of academic (accountics science) professors ---

Also see

Academic engineering professors and medical science professors/researchers are good at diving into the cesspools of the real world. This is not the case of academic accountants who keep their brains and even their toes out of real world cesspools. The Pathways Commission found that the practicing accounting profession virtually ignores the academic literature of accounting ---

Exhibit A is the messy real world of interest rate swaps and other forward derivatives contracts where the SEC in the 1990s discovered trillions of dollars of risky contracting not even being disclosed let alone measured in business financial statements. The SEC ordered the FASB to quickly issue a new standard, SFAS 133, to correct this problem. The FASB found that the academic accounting literature contributed zero toward helping with SFAS 133 messy contracting in the real world of interest rate swaps and other forward contracts used for speculation and hedging. Finance professors, on the other hand, helped a lot with explaining derivatives markets to the FASB. Since SFAS 133 went into effect at the beginning of the 21st Century professors of accounting are still having a tough time even understanding SFAS 133 for their classrooms. SFAS 133 is too deep into the messy real world of over 1,000 types of contracts for hedging ---
The FASB did develop a Derivative Implementation Group (DIG) to help practicing accountants implement SFAS 133 in terminology that still confuses accounting professors trying to read the DIGs ---
You can imagine that most accounting graduates know very little about SFAS 133 until they encounter it later on in their jobs.

In other words academic professors in ivory towers, unlike engineering professors, stay aloof of real world problems that that comprise a messy cesspool of contingencies and uncertainties too difficult to feed into their analytical models and academic empirical regression equations. Practicing accountants, in turn, avoid the esoteric and irrelevant academic accounting research? Yeah I know I'm exaggerating when I write "irrelevant," but I'm not exaggerating when I write that practicing accountants ignore the esoteric research of academic (accountics science) professors. As a result accounting professors miss a lot of things that their brains might otherwise help sort out for the real world. It's just too stinky to leave the comfortable campus and swim in real world accounting cesspools ---

September 16, 2017 Message from Joe Hoyle


 September 16,2017 reply from Bob Jensen

It will be interesting to see what Ken Burns does with both the early years and the post-war years as summarized at https://en.wikipedia.org/wiki/Vietnam_War
It's common to downplay the Kennedy Escalation and some happenings in the war's immediate aftermath,

The Viet Nam War is historically a great waste of human life and great cause of extensive suffering. In context, however, it is not nearly as costly in terms of death and suffering as the really, really great waste of World War I "to end all wars"/ Yeah Right!---

Perhaps the lessons learned from the Viet Nam War are much greater, however, than the lessons learned from WW I.

Perhaps the Viet Nam War was the last war that will be drawn to a close. Wars in the 21st Century are wars of terror that evolve without end.

And "because they're nonstate actors, it's hard for us to get the satisfaction of [Gen.] MacArthur and the [Japanese] Emperor [Hirohito] meeting and the war officially being over," Obama observed, referencing the end of World War II. 
President Barack Obama when asked if the USA of the future will be perpetually engaged in war.

We must be willing to get rid of the life we've planned, so as to have the life that is waiting for us. 
Joseph Campbell

If everyone is thinking alike, then somebody isn't thinking. 
George S. Patton

If you don't know where you're going, you might not get there.
Yogi Berra

Stream Online The Vietnam War, the New Documentary by Ken Burns & Lynn Novick ---

NCAA punishes the University of the Pacific after a former head men's basketball coach gave answers to players he was recruiting ---

From the Scout Report on September 15, 2017

Art Up Your Tab plug-in Arts --- http://www.art-tab.eu/
Europeana ( http://www.europeana.eu/portal/e n ), the large consortium of museums, archives, and libraries in Europe, released the Art Up Your Tab plug-in for the Chrome browser in April of this year, and in August made it available for use with the Firefox browser. Europeana's developers say that there is a set of images related to fire and foxes loaded in the Firefox version. Once installed, every time a new tab or window is opened in the browser, its background is a full-screen image selected from the over 53 million digitized items in Europeana's collections. Images are accompanied by descriptive caption information, including the artist, the institution that contributed the image, license information, and can be downloaded and reused instantly. The first few images we saw after installing the plug-in included a late 19th century Japanese print; a 1950s photo of a Dutch family of 10; a miniature painting of a marine officer, created in 1759 by Dutch painter Joseph Marinkel; and a 1924 pink and black chalk drawing of a unicorn by another Dutch artist, Gerrit Willem Dijsselhof. (The Rijksmuseum in the Netherlands is a major contributor to Europeana and has a liberal usage policy for its images.) Europeana hopes "that seeing inspiring and unexpected artworks will make you put your busy life on hold for a brief moment and spark your imagination."

Tribe --- https://tribe.pm/
Start a group video call from your browser, without any account, for free.

Free Online Tutorials, Videos, Course Materials, and Learning Centers

Education Tutorials

YouTube: Crash Course Computer Science Science --- www.youtube.com/watch?v=tpIctyqH29Q&list=PL8dPuuaLjXtNlUrzyH5r6jN9ulIgZBpdo

KUT Podcasts: Higher Ed Social studies --- http://kutpodcasts.org/category/higher-ed

Shape of Life: The Story of the Animal Kingdom --- http://shapeoflife.org/

Martin Scorsese to Teach His First Online Course on Filmmaking ---

Bob Jensen's threads on general education tutorials are at http://faculty.trinity.edu/rjensen/Bookbob2.htm#EducationResearch

Bob Jensen's bookmarks for multiple disciplines --- http://faculty.trinity.edu/rjensen/Bookbob2.htm

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI


Engineering, Science, and Medicine Tutorials

BBC News: "Our Saturn Years" Science --- www.bbc.co.uk/news/resources/idt-sh/cassini_huygens_saturn

New theory on origin of the asteroid belt ---

The Best Close-Up Photos We May See of Saturn in Decades ---

NCAR/ UCAR Research Applications Laboratory Science (atmospheric research) --- https://rap.ucar.edu/

Polar Data Catalogue Science --- www.polardata.ca

Crowd & The Cloud (science projects around the world) --- http://crowdandcloud.org/

Pitt Med Magazine Science --- www.pittmed.health.pitt.edu Shape of Life: The Story of the Animal Kingdom --- http://shapeoflife.org/

New Study Reveals How the Neanderthals Made Super Glue 200,000 Years Ago: The World’s Oldest Synthetic Material ---

Bob Jensen's threads on free online science, engineering, and medicine tutorials are at --- http://faculty.trinity.edu/rjensen/bookbob2.htm

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Social Science and Economics Tutorials

Make Way for Democracy Social studies (African Americans in WW I) --- www.theworldwar.org/explore/exhibitions/online-exhibitions/make-way-democracy

Alternative Transport Social studies --- https://alternativetransport.wordpress.com/

Bob Jensen's threads on Economics, Anthropology, Social Sciences, and Philosophy tutorials are at

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Law and Legal Studies

Bob Jensen's threads on law and legal studies are at
Scroll down to Law

Math Tutorials

Numeracy (academic mathematics journal) --- http://scholarcommons.usf.edu/numeracy/

Bob Jensen's threads on free online mathematics tutorials are at
Scroll down to Mathematics and Statistics

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

History Tutorials

Enter a Digital Archive of 213,000+ Beautiful Japanese Woodblock Prints ---

 IJC Museum: Japanese Art Museum in the Cloud Arts --- www.ana-cooljapan.com/contents/art

 Open Yale Courses: The American Revolution with Joanne B. Freeman Social studies ---  www.youtube.com/watch?v=shTBSGoYtK0&list=PLDA2BC5E785D495AB

In The Library With The Lead Pipe Vocational Education (library best practices) --- www.inthelibrarywiththeleadpipe.org

 Sophia Project Philosophy (claims to be the world's largest repositories of online resources for philosophy and ethics) ---  www.sophia-project.org

Slave Revolt in Jamaica, 1760-1761: A Cartographic Narrative Social studies --- http://revolt.axismaps.com/

Emily Dickenson --- http://www.emilydickinson.org/  

Dickinson Electronic Archives 2 Language Arts (poetry) --- www.emilydickinson.org

Thomas Gray Archive Social studies (poetry) --- www.thomasgray.org

Internet Archive: The Burlington Magazine Arts (historic art history magazine) --- http://archive.org/search.php?query=burlington%20magazine%20AND%20mediatype%3Atexts

The Atlantic:  The History of Sears Predicts Nearly Everything Amazon Is Doing ---

Open Parks Network Social studies (photographs of USA national parks) --- http://openparksnetwork.org/

Make Way for Democracy Social studies (African Americans in WW I) --- www.theworldwar.org/explore/exhibitions/online-exhibitions/make-way-democracy

About Art Nouveau Arts --- https://aboutartnouveau.wordpress.com/ 

 Religion in American History --- http://usreligion.blogspot.com/

Alleged Facts in History (interesting by not all are proven facts and not all are humorous) ---

New Study Reveals How the Neanderthals Made Super Glue 200,000 Years Ago: The World’s Oldest Synthetic Material ---

Manuscript Road Trip (medieval history) --- https://manuscriptroadtrip.wordpress.com/

The Legacy of Ancient Palmyra Social studies (Syria) --- www.getty.edu/research/exhibitions_events/exhibitions/palmyra

Bob Jensen's threads on history tutorials are at http://faculty.trinity.edu/rjensen/bookbob2.htm
Scroll down to History
Also see http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm  

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Language Tutorials

Bob Jensen's links to language tutorials are at http://faculty.trinity.edu/rjensen/bookbob2-Part2.htm#Languages

Music Tutorials

 In China, Robot Dentists Are Implanting 3-D Printed Teeth ---

 This robot just conducted an Italian orchestra in front of 800 people ---

 The robots are coming for Mozart ---

Bob Jensen's threads on free music tutorials are at
Scroll down to Music

Bob Jensen's threads on music performances ---

Writing Tutorials

Bob Jensen's helpers for writers are at http://faculty.trinity.edu/rjensen/Bookbob3.htm#Dictionaries

Bob Jensen's threads on medicine ---

CDC Blogs --- http://blogs.cdc.gov/

Shots: NPR Health News --- http://www.npr.org/sections/health-shots

Updates from WebMD --- http://www.webmd.com/

September 15, 2017

September 16, 2017

September 18, 2017

September 20, 2017

September 21, 2017

September 22, 2017

September 25, 2017

September 26, 2017

September 27, 2017


What happens when a fly lands on your food is worse than you thought ---

Blind Patients to Test Bionic Eye Brain Implants ---


Humor for September 2017

Funny CPA Exam Stories ---

Forwarded by Paula

Laughing is said to prolong life.

And apparently, it makes you smarter and happier. 

To bring some festivity to this day, I thought I might invite you to a little funny story that I came across.

I think it's a topic that many of us can relate to: when as an adult we try to get through the supermarket with an impatient child either screaming or being difficult.

This time it's about a grandfather who has found his own special way of dealing with his 3-year-old grandchild — when I read this story to the end , I just couldn't help but to laugh out loud.

So make sure to read it all the way to the end and if you appreciate the story you're more than welcome to click on the share button afterwards in the hope that it'll cheer up more people on a day like this!

A woman in a supermarket is following a grandfather and his badly behaved 3 year old grandson.

It's obvious to her that he has his hands full with the child screaming for sweets in the sweet aisle, biscuits in the biscuit aisle, and for fruit, cereal and pop in the other aisles. 

Meanwhile, granddad is working his way around, saying in a controlled voice,"Easy, William, we won't be long. Easy, boy." 

Another outburst and she hears the grandfather calmly say, "It's okay William, just a couple more minutes and we'll be out of here. Hang in there, boy." 

At the checkout, the little terror is throwing items out of the cart and granddad says again in a very controlled voice, "William, William, relax buddy, don't get upset. We'll be home in five short minutes; stay cool, William." 

Very impressed, the woman goes outside where the grandfather is loading his groceries and the boy into the car. 

She said to the elderly gentleman, "It's none of my business, but you were amazing in there. I don't know how you did it. That whole time, you kept your composure and no matter how loud and disruptive he got, you just calmly kept saying things would be okay. William is very lucky to have you as his grandpa." 

"Thanks," said the grandfather, "but I'm William. The little brat's name is Kevin."

Alleged Facts in History (interesting by not all are proven facts and not all are humorous) ---

John Cleese Makes a Stand Against Political Correctness ---

From the CFO Journal's Morning Ledger on September 16, 2017

Flush with cash.
Prosecutors in Geneva are trying to figure out why two women flushed roughly €100,000 ($119,000) in cut-up €500 bank notes down a toilet at a UBS Group AG branch in the Swiss city as well as in toilets at three neighboring restaurants back in May.

Jensen Comment
Forensic accountants should look into whether this was "channel stuffing." Or maybe this was their version of debt forgiveness.

Best guess:  The toilet paper dispensers were empty. When I lived in Bangor a local business club (called City Club) snow mobiled deep into the winter woods for an outing and a night of cards  In the morning the owner of the Case Dealership said he found a whole new use for one-dollar bills in his bill fold.


Humor September 2017--- http://faculty.trinity.edu/rjensen/book17q3.htm#Humor0917.htm

Humor August 2017--- http://faculty.trinity.edu/rjensen/book17q3.htm#Humor0817.htm

Humor July 2017--- http://faculty.trinity.edu/rjensen/book17q3.htm#Humor0717.htm

Humor June 2017--- http://faculty.trinity.edu/rjensen/book17q2.htm#Humor0617.htm

Humor May 2017--- http://faculty.trinity.edu/rjensen/book17q2.htm#Humor0517.htm

Humor April 2017--- http://faculty.trinity.edu/rjensen/book17q2.htm#Humor0417.htm

Humor March 2017--- http://faculty.trinity.edu/rjensen/book17q1.htm#Humor0317.htm

Humor February 2017 --- http://faculty.trinity.edu/rjensen/book17q1.htm#Humor0217.htm

Humor January 2017 --- http://faculty.trinity.edu/rjensen/book17q1.htm#Humor0117.htm

Humor December 2016 --- http://faculty.trinity.edu/rjensen/book16q4.htm#Humor1216.htm 

Humor November 2016 --- http://faculty.trinity.edu/rjensen/book16q4.htm#Humor1116.htm 

Humor October 2016 --- http://faculty.trinity.edu/rjensen/book16q4.htm#Humor1016.htm

Humor September 2016 --- http://faculty.trinity.edu/rjensen/book16q3.htm#Humor0916.htm

Humor August  2016 --- http://faculty.trinity.edu/rjensen/book16q3.htm#Humor083116.htm

Humor July  2016 --- http://faculty.trinity.edu/rjensen/book16q3.htm#Humor0716.htm  

Humor June  2016 --- http://faculty.trinity.edu/rjensen/book16q2.htm#Humor063016.htm

Humor May  2016 --- http://faculty.trinity.edu/rjensen/book16q2.htm#Humor053116.htm

Humor April  2016 --- http://faculty.trinity.edu/rjensen/book16q2.htm#Humor043016.htm

Humor March  2016 --- http://faculty.trinity.edu/rjensen/book16q1.htm#Humor033116.htm

Humor February  2016 --- http://faculty.trinity.edu/rjensen/book16q1.htm#Humor022916.htm

Humor January  2016 --- http://faculty.trinity.edu/rjensen/book16q1.htm#Humor013116.htm


Tidbits Archives --- http://faculty.trinity.edu/rjensen/TidbitsDirectory.htm

More of Bob Jensen's Pictures and Stories

Click here to search Bob Jensen's web site if you have key words to enter --- Search Site.
For example if you want to know what Jensen documents have the term "Enron" enter the phrase Jensen AND Enron. Another search engine that covers Trinity and other universities is at http://www.searchedu.com/

Online Distance Education Training and Education --- http://faculty.trinity.edu/rjensen/Crossborder.htm
For-Profit Universities Operating in the Gray Zone of Fraud  (College, Inc.) ---

Shielding Against Validity Challenges in Plato's Cave ---

The Cult of Statistical Significance: How Standard Error Costs Us Jobs, Justice, and Lives ---

How Accountics Scientists Should Change: 
"Frankly, Scarlett, after I get a hit for my resume in The Accounting Review I just don't give a damn"
One more mission in what's left of my life will be to try to change this

What went wrong in accounting/accountics research?  ---

The Sad State of Accountancy Doctoral Programs That Do Not Appeal to Most Accountants ---


Bob Jensen's threads on accounting theory ---

Tom Lehrer on Mathematical Models and Statistics ---

Systemic problems of accountancy (especially the vegetable nutrition paradox) that probably will never be solved ---


World Clock --- http://www.peterussell.com/Odds/WorldClock.php
Facts about the earth in real time --- http://www.worldometers.info/
Interesting Online Clock and Calendar --- http://home.tiscali.nl/annejan/swf/timeline.swf
Time by Time Zones --- http://timeticker.com/
Projected Population Growth (it's out of control) --- http://geography.about.com/od/obtainpopulationdata/a/worldpopulation.htm
         Also see http://users.rcn.com/jkimball.ma.ultranet/BiologyPages/P/Populations.html
         Facts about population growth (video) --- http://www.youtube.com/watch?v=pMcfrLYDm2U
Projected U.S. Population Growth --- http://www.carryingcapacity.org/projections75.html
Real time meter of the U.S. cost of the war in Iraq --- http://www.costofwar.com/ 
Enter you zip code to get Census Bureau comparisons --- http://zipskinny.com/
Sure wish there'd be a little good news today.

Free (updated) Basic Accounting Textbook --- search for Hoyle at

CPA Examination --- http://en.wikipedia.org/wiki/Cpa_examination
Free CPA Examination Review Course Courtesy of Joe Hoyle --- http://cpareviewforfree.com/

Rick Lillie's education, learning, and technology blog is at http://iaed.wordpress.com/

Accounting News, Blogs, Listservs, and Social Networking ---

Bob Jensen's Threads --- http://faculty.trinity.edu/rjensen/threads.htm 
Current and past editions of my newsletter called New Bookmarks --- http://faculty.trinity.edu/rjensen/bookurl.htm
Current and past editions of my newsletter called Tidbits --- http://faculty.trinity.edu/rjensen/TidbitsDirectory.htm
Current and past editions of my newsletter called Fraud Updates --- http://faculty.trinity.edu/rjensen/FraudUpdates.htm

Online Books, Poems, References, and Other Literature
In the past I've provided links to various types electronic literature available free on the Web. 
I created a page that summarizes those various links --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm

Some of Bob Jensen's Tutorials

Accounting program news items for colleges are posted at http://www.accountingweb.com/news/college_news.html
Sometimes the news items provide links to teaching resources for accounting educators.
Any college may post a news item.

Accounting  and Taxation News Sites ---


For an elaboration on the reasons you should join a ListServ (usually for free) go to   http://faculty.trinity.edu/rjensen/ListServRoles.htm
AECM (Educators) http://listserv.aaahq.org/cgi-bin/wa.exe?HOME
AECM is an email Listserv list which provides a forum for discussions of all hardware and software which can be useful in any way for accounting education at the college/university level. Hardware includes all platforms and peripherals. Software includes spreadsheets, practice sets, multimedia authoring and presentation packages, data base programs, tax packages, World Wide Web applications, etc.

Over the years the AECM has become the worldwide forum for accounting educators on all issues of accountancy and accounting education, including debates on accounting standards, managerial accounting, careers, fraud, forensic accounting, auditing, doctoral programs, and critical debates on academic (accountics) research, publication, replication, and validity testing.


CPAS-L (Practitioners) http://pacioli.loyola.edu/cpas-l/  (Closed Down)
CPAS-L provides a forum for discussions of all aspects of the practice of accounting. It provides an unmoderated environment where issues, questions, comments, ideas, etc. related to accounting can be freely discussed. Members are welcome to take an active role by posting to CPAS-L or an inactive role by just monitoring the list. You qualify for a free subscription if you are either a CPA or a professional accountant in public accounting, private industry, government or education. Others will be denied access.
Yahoo (Practitioners)  http://groups.yahoo.com/group/xyztalk
This forum is for CPAs to discuss the activities of the AICPA. This can be anything  from the CPA2BIZ portal to the XYZ initiative or anything else that relates to the AICPA.
AccountantsWorld  http://accountantsworld.com/forums/default.asp?scope=1 
This site hosts various discussion groups on such topics as accounting software, consulting, financial planning, fixed assets, payroll, human resources, profit on the Internet, and taxation.
Business Valuation Group BusValGroup-subscribe@topica.com 
This discussion group is headed by Randy Schostag [RSchostag@BUSVALGROUP.COM
FEI's Financial Reporting Blog
Smart Stops on the Web, Journal of Accountancy, March 2008 --- http://www.aicpa.org/pubs/jofa/mar2008/smart_stops.htm

Find news highlights from the SEC, FASB and the International Accounting Standards Board on this financial reporting blog from Financial Executives International. The site, updated daily, compiles regulatory news, rulings and statements, comment letters on standards, and hot topics from the Web’s largest business and accounting publications and organizations. Look for continuing coverage of SOX requirements, fair value reporting and the Alternative Minimum Tax, plus emerging issues such as the subprime mortgage crisis, international convergence, and rules for tax return preparers.
The CAlCPA Tax Listserv

September 4, 2008 message from Scott Bonacker [lister@bonackers.com]
Scott has been a long-time contributor to the AECM listserv (he's a techie as well as a practicing CPA)

I found another listserve that is exceptional -

CalCPA maintains http://groups.yahoo.com/taxtalk/  and they let almost anyone join it.
Jim Counts, CPA is moderator.

There are several highly capable people that make frequent answers to tax questions posted there, and the answers are often in depth.


Scott forwarded the following message from Jim Counts

Yes you may mention info on your listserve about TaxTalk. As part of what you say please say [... any CPA or attorney or a member of the Calif Society of CPAs may join. It is possible to join without having a free Yahoo account but then they will not have access to the files and other items posted.

Once signed in on their Yahoo account go to http://finance.groups.yahoo.com/group/TaxTalk/ and I believe in top right corner is Join Group. Click on it and answer the few questions and in the comment box say you are a CPA or attorney, whichever you are and I will get the request to join.

Be aware that we run on the average 30 or move emails per day. I encourage people to set up a folder for just the emails from this listserve and then via a rule or filter send them to that folder instead of having them be in your inbox. Thus you can read them when you want and it will not fill up the inbox when you are looking for client emails etc.

We currently have about 830 CPAs and attorneys nationwide but mainly in California.... ]

Please encourage your members to join our listserve.

If any questions let me know.

Hemet, CA
Moderator TaxTalk




Many useful accounting sites (scroll down) --- http://www.iasplus.com/links/links.htm


Bob Jensen's Sort-of Blogs --- http://faculty.trinity.edu/rjensen/JensenBlogs.htm
Current and past editions of my newsletter called New Bookmarks --- http://faculty.trinity.edu/rjensen/bookurl.htm
Current and past editions of my newsletter called Tidbits --- http://faculty.trinity.edu/rjensen/TidbitsDirectory.htm
Current and past editions of my newsletter called Fraud Updates --- http://faculty.trinity.edu/rjensen/FraudUpdates.htm

Some Accounting History Sites

Bob Jensen's Accounting History in a Nutshell and Links --- http://faculty.trinity.edu/rjensen/theory01.htm#AccountingHistory

Accounting History Libraries at the University of Mississippi (Ole Miss) --- http://www.olemiss.edu/depts/accountancy/libraries.html
The above libraries include international accounting history.
The above libraries include film and video historical collections.

MAAW Knowledge Portal for Management and Accounting --- http://maaw.info/

Academy of Accounting Historians and the Accounting Historians Journal ---

Sage Accounting History --- http://ach.sagepub.com/cgi/pdf_extract/11/3/269

A nice timeline on the development of U.S. standards and the evolution of thinking about the income statement versus the balance sheet is provided at:
"The Evolution of U.S. GAAP: The Political Forces Behind Professional Standards (1930-1973)," by Stephen A. Zeff, CPA Journal, January 2005 --- http://www.nysscpa.org/cpajournal/2005/105/infocus/p18.htm
Part II covering years 1974-2003 published in February 2005 --- http://www.nysscpa.org/cpajournal/2005/205/index.htm 

A nice timeline of accounting history --- http://www.docstoc.com/docs/2187711/A-HISTORY-OF-ACCOUNTING

From Texas A&M University
Accounting History Outline --- http://acct.tamu.edu/giroux/history.html

Bob Jensen's timeline of derivative financial instruments and hedge accounting ---

History of Fraud in America --- http://faculty.trinity.edu/rjensen/415wp/AmericanHistoryOfFraud.htm
Also see http://faculty.trinity.edu/rjensen/Fraud.htm

Bob Jensen's Threads ---

More of Bob Jensen's Pictures and Stories

All my online pictures --- http://www.cs.trinity.edu/~rjensen/PictureHistory/


Professor Robert E. Jensen (Bob) http://www.trinity.edu/rjensen
190 Sunset Hill Road
Sugar Hill, NH 03586
Phone:  603-823-8482 
Email:  rjensen@trinity.edu