Tidbits on August 30 2019
Bob Jensen at Trinity University

John and Paula Ward Photographs


Tidbits on August 30, 2019
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Bob Jensen's Tidbits ---

For earlier editions of Fraud Updates go to http://faculty.trinity.edu/rjensen/FraudUpdates.htm
For earlier editions of New Bookmarks go to http://faculty.trinity.edu/rjensen/bookurl.htm 
Bookmarks for the World's Library --- http://faculty.trinity.edu/rjensen/bookbob2.htm 

My Latest Web Document
Over 400 Examples of Critical Thinking and Illustrations of How to Mislead With Statistics --

Bob Jensen's past presentations and lectures --- http://faculty.trinity.edu/rjensen/resume.htm#Presentations   

Bob Jensen's Threads --- http://faculty.trinity.edu/rjensen/threads.htm

Bob Jensen's Home Page is at http://faculty.trinity.edu/rjensen/

More of Bob Jensen's Pictures and Stories

Updates from WebMD --- Click Here

Google Scholar --- https://scholar.google.com/

Wikipedia --- https://www.wikipedia.org/

Bob Jensen's search helpers --- http://faculty.trinity.edu/rjensen/searchh.htm

Bob Jensen's World Library --- http://faculty.trinity.edu/rjensen/Bookbob2.htm

Animated  Visualization of the United States’ Exploding Population Growth Over 200 Years (1790 – 2010) ---
A Visualization of the United States’ Exploding Population Growth Over 200 Years (1790 – 2010)

USA Debt Clock --- http://www.usdebtclock.org/ ubl

In September 2017 the USA National Debt exceeded $20 trillion for the first time ---

Human Population Over Time on Earth ---

Online Video, Slide Shows, and Audio

The Bench --- https://vimeo.com/134892175
Thank you Paula

England:  Have the Standards-Setting Authorities Gone Too Far?

Forwarded by Paula
Animals' Magic Moments
--- http://assets.evie.com/asset/cc1afc44ee3cdaac9ae2f354f834dd30d7aa343e/video_inline_h540

Why Route 66 Became America’s Most Famous Road

The Sunset Hill House Hotel (near our cottage) ---
Watch the video

Free music downloads --- http://faculty.trinity.edu/rjensen/music.htm
In the past I've provided links to various types of music and video available free on the Web. 
I created a page that summarizes those various links --- http://faculty.trinity.edu/rjensen/music.htm 

Watch John Entwistle’s Bass-Playing Genius on Display in Isolated Tracks for “Won’t Be Fooled Again” and “Baba O’Reilly” (audio delay at the start)---

Watch Some of the Most Powerful Bass Guitar Solos Ever: Geddy Lee, Flea, Bootsy Collins, John Deacon & More ---

How Dave Brubeck’s Time Out Changed Jazz Music ---

Going Irish ---

Rising Country Music Star Tenille Arts ---
Jensen Comment
Tenile does not have the powerful voice Canadian KD Lang.

Bob Jensen's Links to Free Music

Photographs and Art

Metropolitan Museum of Art: MetKids Arts --- www.metmuseum.org/art/online-features/metkids

30 Landscapes You Won't Believe are in the USA --- https://www.cntraveler.com/gallery/landscapes-you-wont-believe-are-in-the-us
Thank you Paula for the heads up.

Air Force Show in Montana ---

MIT:  We Aren't Terrified Enough About Losing the Amazon ---
Photographs:  https://www.theatlantic.com/photo/2019/08/photos-burning-amazon-rainforest/596815/

Norway's Underwater Restaurant ---

Bob Jensen's threads on art history ---

Bob Jensen's threads on history, literature and art ---

Online Books, Poems, References, and Other Literature
In the past I've provided links to various types electronic literature available free on the Web. 
I created a page that summarizes those various links --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm

Bob Jensen's threads on libraries --- http://faculty.trinity.edu/rjensen/bookbob2.htm#---Libraries



Free Electronic Literature --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm
Free Online Textbooks, Videos, and Tutorials --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm#Textbooks
Free Tutorials in Various Disciplines --- http://faculty.trinity.edu/rjensen/Bookbob2.htm#Tutorials
Edutainment and Learning Games --- http://faculty.trinity.edu/rjensen/000aaa/thetools.htm#Edutainment
Open Sharing Courses --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Now in Another Tidbits Document
Political Quotations on August 30, 2019

USA Debt Clock --- http://www.usdebtclock.org/ ubl

To Whom Does the USA Federal Government Owe Money (the booked obligation of $19+ trillion) ---
The US Debt Clock in Real Time --- http://www.usdebtclock.org/ 
Remember the Jane Fonda Movie called "Rollover" --- https://en.wikipedia.org/wiki/Rollover_(film)

To Whom Does the USA Federal Government Owe Money (the unbooked obligation of $100 trillion and unknown more in contracted entitlements) ---
The biggest worry of the entitlements obligations is enormous obligation for the future under the Medicare and Medicaid programs that are now deemed totally unsustainable ---

Entitlements are two-thirds of the federal budget. Entitlement spending has grown 100-fold over the past 50 years. Half of all American households now rely on government handouts. When we hear statistics like that, most of us shake our heads and mutter some sort of expletive. That’s because nobody thinks they’re the problem. Nobody ever wants to think they’re the problem. But that’s not the truth. The truth is, as long as we continue to think of the rising entitlement culture in America as someone else’s problem, someone else’s fault, we’ll never truly understand it and we’ll have absolutely zero chance...
Steve Tobak ---

"These Slides Show Why We Have Such A Huge Budget Deficit And Why Taxes Need To Go Up," by Rob Wile, Business Insider, April 27, 2013 ---
This is a slide show based on a presentation by a Harvard Economics Professor.

Peter G. Peterson Website on Deficit/Debt Solutions ---

Bob Jensen's threads on entitlements --- http://faculty.trinity.edu/rjensen/Entitlements.htm

Bob Jensen's health care messaging updates --- http://faculty.trinity.edu/rjensen/Health.htm

Yale's most popular class ever is now available for free online — and the topic is how to be happier in your daily life

Flipped Classroom --- http://faculty.trinity.edu/rjensen/000aaa/thetools.htm#Ideas

Effects of the Flipped Classroom: Evidence from a Randomized Trial ---

In a flipped classroom, an increasingly popular pedagogical model, students view a video lecture at home and work on exercises with the instructor during class time. Advocates of the flipped classroom claim the practice not only improves student achievement, but also ameliorates the achievement gap. We conduct a randomized controlled trial at West Point and find that the flipped classroom produced short term gains in Math and no effect in Economics, but that the flipped model broadened the achievement gap: effects are driven by white, male, and higher achieving students. We find no long term average effects on student learning, but the widened achievement gap persists. Our findings demonstrate feasibility for the flipped classroom to induce short term gains in student learning; however, the exacerbation of the achievement gap, the effect fade-out, and the null effects in Economics suggest that educators should exercise caution when considering the model. *

Jensen Comment
In the last ten years of my 40-year faculty career at four universities I preferred a flipped classroom pedagogy, especially for technical details of complicated tasks (think valuation and accounting entries for an interest rate swap) ---
I made hundreds of Camtasia videos that students studied from any way they liked before class (alone or in groups). Then in an electronic classroom I had each student demonstrate in front of the class what had been learned.

One marked effect for me was that students spent much less time coming to my office for help. The could repeat parts of the videos over and over while learning at their own paces. I no longer had to explain things over and over and over.

Having said this it would not have surprised me if the above randomized trial found even less difference between lecture classrooms versus flipped classrooms, especially among top students. When comparing different pedagogies (thing lectures versus Socratic method versus complete case method where teachers never reveal best answers) it has been shown countless times that the top students tend to get A grades under any pedagogy.  Top students are driven to do whatever is expected to ace a course ---
With weak students differences my arise not so much with respect to pedagogy as it does to the time and attention given to what is inhibiting the learning progress of each and every weak student. One of our sons did poorly in a San Antonio middle school with very large classes. Then we put him in a military school called Wentworth Academy (near Kansas City) where class sizes averaged about six students. He did much better largely because of the individualized attention (military discipline did not hurt).

It also is not surprising that the long-term differences washed out over time in the above study. Unless any learning is reinforced by subsequent challenges over the long haul. For example as an undergraduate I had two years of Russian language. After subsequent years of non-use I would've forgotten my Russian no matter what pedagogy had been used in my earlier studies.

There is one pedagogy that tends to work best for long-term success ipso facto. That pedagogy entails making students learn virtually everything on their own. It's a hard work, stressful way to learn for them, and they will probably zero-out teaching evaluations for teachers who never explain things but challenge them greatly in tests of learning. Learning on your own is effective for a  longer term (not necessarily decades) if not efficiently for what I think are metacognitive reasons ---

My first point is that flipped classrooms may be more efficient for student learning but are not necessarily more effective among good students who will perform well under any pedagogy.
My second  point is that making students learn everything on their own is probably going to be more effective (for a longer time) but is probably the least efficient way to learn and is usually hated by teachers and students ---

If you've teaching top students and the course details that are quite technical (like computer programming, applying complicated accounting and taxation rules, mathematics exercises, engineering details, etc.) you should experiment with a flipped classroom using pretty darn good Camtasia videos that you make yourself. Then put students on the spot in the classroom to show you and the class what they learned from those videos.

Student Evaluations Are Unreliable And Biased Against Female Professors ---

Bob Jensen's threads on the disaster of student evaluations --- grade inflation

Controversial:  13 of the most unique colleges in America ---

Jensen Comment
Not everything is so controversial in this article. But the pass-fail grading system at Reed College is definitely controversial. Most of us have taught courses at times where students can at their option take the course on a pass-fail basis. Most of the top students do not choose to do so, because they prefer it to be acknowledged on their transcripts that they are better-than-average students --- and they work like crazy to get their A grades. Most, not all, of the pass-fail students don't work as hard on term papers and put in hours of study for high examination scores. The bottom like is that if you want students to study less give them only pass-fail grades.

Of course teachers love pass-fail grading, because they don't have to fine tune their grading tasks for separating A, B, C, D, and F students. Performance evaluation is almost as easy as not having to grade at all. And since nearly all pass-students pass, they are inclined to give high evaluations for teachers relative to those B students unhappy that they did not get A grades and C students unhappy that they did not get B grades.

Harvard discovered that if students know their grades at the beginning of a course some are more inclined to cheat. Why not copy homework answers from others and not waste time on tasks that will not change your grade? Over 60 students were expelled when caught plagiarizing answers in a course where A grades were known in advance ---

I'm not opposed to giving small amounts of credit for internships and/or full-time work, making this 1/4 or more of the college credit at Antioch and Bennington goes too far. There's too much importance in the traditional education experience to eliminate so much of it for work experience. It becomes a total fraud when students are given credit at the time of admission for their "life's experience." If they take examinations to waive courses this is great as long as they much still take other courses in place of the waived courses.

I'm also not in favor of taking every course by itself in 3.5 weeks is a good idea at Cornell College in Iowa is a good idea. Students need more time (especially more week ends) to develop ideals for course projects and carry out the academics required for serious course projects.

Certainly we need more experimentation with living and learning, but I think just because some college does it makes it a model for other colleges to follow.

A new report shows student loans outpacing other household debt among most severely delinquent loans ---

Jensen Comment
As students pile on six figures in debt a huge problem is lack of collateral common in house and car loans. There's nothing to fall back on in cases of default. I suspect that in one way or another taxpayers will get hit with a goodly share of the defaults. Of course the economy benefits from the success stories, but it would seem that blowing up the debt balloon to over $1.5 trillion is way out of hand. Of course Democrats are promising Free-College-for-All along with Free Medicare-for-All on top of $10 trillion in green initiatives plus free guaranteed annual income and trillions of other dollars in vote-buying promises.

Larry Summers:  Whither Central Banking?

The Failure of Keynesian Economics Explained ---

Tesla solar panels also caught fire on an Amazon warehouse, the retail giant said in the wake of Walmart's lawsuit ---

Jensen Comment
It's defective solar panel business is threatening Tesla's cash-strapped car business. This is one of the risks of mergers and acquisitions.

MIT:  A Rice University spinout is pursuing a novel way of producing hydrogen and other chemicals by relying on nanoparticles that enable light, rather than heat, to power the reactions and help curb climate change ---

U.S. airline safety regulators banned select MacBook Pro laptops on flights after Apple Inc. recently said that some units had batteries that posed a fire risk ---

Jensen Comment
How can you send one of the banned laptops home? The Post Office probably does not want the risk.
One expensive alternative is to remove the batteries.

MPR:  How China Uses Twitter And Facebook To Share Disinformation About Hong Kong ---

Why did the number of working class college degrees increase when England started charging tuition?

Jensen Comment
In the UK it became a choice of making free college available only to top students (like in other EU nations) or to make it more widely available at levels the UK taxpayers could not possibly provide without substantial  tuition supplements.

In OECD nations (think Finland, Denmark, Germany, and Norway) that have free college or free job training, well over half of the Tier 2 graduates are not even allowed to go to college or receive free job training paid for by their governments. This makes "free college" or "free training" affordable by limiting it only to top graduates . . . 
The Democratic Party's 2020 Platform will assuredly not limit the USA's free college to the very top high school graduates.
Current Democratic Party proposals for free college cannot possibly be sustained at the number of students they hope to educate or train for free,

“You have to make decisions that you’re going to reach certain goals, and some of our goals we think are achievable
Nancy Pelosi

In Europe and Elsewhere Free College Education Means College is Only for the Intellectually Elite
Countries that provide more public funding for higher education tend to have fewer graduates over all 
(restricting college education or free job training to only the most intelligent 1/3 or Tier 2 graduates --- 

Democratic politicians -- many of them vying for their party's 2020 presidential nomination -- propose free college programs or other major investments in higher education that reflect systems in countries like Finland and Sweden. But an American Enterprise Institute report released Thursday argues that when developed nations dedicate more public resources to postsecondary education, they tend to produce fewer graduates.


The institute's customarily contrarian resident fellow, Jason Delisle, and co-author Preston Cooper, an education research analyst at AEI, compared 35 high-income (gross domestic product per capita above $30,000) member countries of the Organisation for Economic Co-operation and Development, which produces statistics on countries’ total institutional spending, college attainment rates among 25- to 34-year-olds, and government subsidies. The OECD includes almost all large Western and Central European countries, Australia, the Baltic states, Chile, Israel, Japan, New Zealand, North America, Scandinavia, South Korea and Turkey.


Each country makes sacrifices when it prioritizes one aspect of higher education -- attainment rates, institutional spending and government subsidies -- over another, Delisle said, a reality he thinks is often ignored during debates about free college. Politicians in the U.S. like to suggest America can “learn from other countries and take the good parts” of their education systems, without considering the impact subsidized education has on the overall quality and accessibility of college, Delisle said.


“If you have a heavily subsidized system, that leads a country to ration higher education, leading to a system that’s more selective,” Delisle said. “That’s not an egalitarian higher education policy, which a lot of policy makers on the left insist is the case.”


“If you want less college, one way to do that is to make it free,” he said.

Delisle’s interest in researching international spending on higher education was piqued during the 2016 presidential campaign, he said, when Senator Bernie Sanders, the Vermont Independent, began promoting his plan to eliminate the cost of attending public colleges and universities. More recently, on June 24, Sanders announced his College for All Act, which if passed would eliminate tuition at public institutions and subsidize learning with 100 percent government funding -- 67 percent from Washington and 33 percent from individual states.


“[The legislation] makes certain that all Americans, regardless of income, can get the college education or job training they need to secure decent-paying jobs by making public colleges, universities and trade schools tuition-free and debt-free,” Sanders said in a news release.

However, college admissions would become much more competitive if the U.S. could not rely on tuition to fund its institutions, Delisle said, though the goal of free college policy suggestions is to increase the number of students with degrees.


“The whole public university system in Finland has an admissions rate on par with elite U.S. colleges,” Delisle said. “Not quite as selective as Harvard or the [Ivy League colleges], but if you took a Berkeley, or a [University of Virginia] -- imagine if the entire education system of the U.S. had to meet UVA-level test scores.”


In the report, Delisle highlights Finland, which ranks first among the 35 countries in government subsidies provided for tertiary education (international equivalent to an associate degree or higher in the U.S.). Ninety-six percent of Finland’s higher education resources are public, but its attainment rate -- the proportion of citizens ages 25 to 34 with a degree beyond K-12 education -- is less than 45 percent, placing it 25th among OECD countries. South Korea-based higher education, on the other hand, gets about 36 percent of its funding from the government and achieves a 70 percent attainment rate, the highest among OECD countries, according to the report.

The U.S. ranks 31st for subsidies and third when it comes to institutional resources, which is measured as the amount of money -- a combination of government funds and private dollars -- spent on each full-time-equivalent student. These numbers are also adjusted for a country’s GDP per capita, so as not to penalize countries with smaller economies for spending less.


The report praises more investment in higher education from government and private sources as positive, suggesting that “generally, institutions with greater resources have more latitude to offer a high-quality education.” This could bring criticism from “our colleagues on the right” who prioritize spending reductions, Delisle said.

“We gave [spending] a positive spin, and we also gave attainment a positive spin,” Delisle said. “There are definitely people on the right who would say, ‘We have too many people with college degrees and spend too much on higher education.’”


The OECD includes subsidized student loan programs in its spending metrics, so while governments in the U.S., U.K. and Australia are increasingly providing loans and debt forgiveness, that’s not counted as public funding in the report, Delisle said. Instead, student loans are considered individual expenditures on tuition, though they could be paid off by these governments in the future.

Loans should be kept in mind when reading the report, Delisle said, but they don’t have enough impact in the U.S. to shift the country’s ranking, since the government uses more of a “safety net” model for specific groups of students in need. But forgiven loans make up a higher share of Australia’s and the U.K.’s subsidies, which can’t be seen in the OECD data, he said.

There are other contextual differences between countries that are also absent from data in the report, because these differences are vast and difficult to measure, Delisle said. One variance -- countries’ typical age range for college attainment -- could affect how the report is read, said Alex Usher, president of Higher Education Strategy Associates.


While the AEI report analyzes 25- to 34-year-olds who may or may not have degrees, students in Nordic countries tend to start college later and often take breaks from their learning to participate in the labor market, Usher said. Additionally, Nordic countries have a lower wage premium for college-educated adults than the U.S., he said.


“Those countries tend to look fantastic when you look at adult education -- it’s actually adults who are going back and forth and taking breaks” from higher ed, Usher said. “Here, it’s normal at age 25 to have a degree. There, it’s not so normal.”

Continued in article


Marist College:  Mindset of the Class of 2023

Jensen Comment
The list does not seem as exciting this year --- are the young becoming more boring or am I just becoming more critical?
Seems like our young are not surprised by much of anything --- will they be as excited about a Mars landing as we were excited by a Moon landing?
The modern media has numbed both excitement and economic rationality (this generation thinks that it's feasible to provide free everything to everybody)
Babies get in the way of an exciting career and world travel
One lifetime partner is worse than none at all
Why do so many people struggle to get into the USA?  There's nothing here to be grateful for!

How to Mislead With Statistics

The No. 1 job in America with the ‘best career opportunities’ pays $112,000 a year — and it’s not in tech ---

Jensen Comment
There's a lot that can be deceiving in this article. Firstly, being a tax manager is not an entry-level job. The left tail is probably truncated at at least $100,000 which distorts the mean. More importantly, most tax managers make a lot more than their base salaries with bonus plans and profit sharing that can easily double or triple the base salary. Hence, there's a lot of missing data in the study. It would not be uncommon for the base salary of the tax manager to be less than that of some of the tech specialists who report to her or him. But they most likely do not share as heavily in the bonuses and profit sharing compensations.

The job is sometimes filled with IRS senior agents who are very experienced with IRS tax accounting and tax planning.

The job is also a stepping stone to becoming a Chief Financial Officer or a Chief Accounting Officer.

But I do not think that on "average" the compensation of a tax manager is nearly as high as that of a top surgeon and some other types of physicians. But surgeons most often are not employees. They are entrepreneurships or partnerships and receive compensation in the form of business profits after expenses. The biggest problem when comparing careers according to compensation is that databases like those of the Department of Labor really don't have provide data on every aspect of compensation. Those colleges should not be judged on the basis of median earnings 10 years after admission.

How to Mislead With Statistics

32 Worst Cities to Find a Job for Recent Graduates ---

Jensen Comment

Of course Auburn, AL is going to be flooded with job applications from recent graduates relative to Asheville, NC.

The best way to mislead is to ignore distortions in sampling populations. It would seem that communities where jobs are most difficult to find are university towns flooded with recent graduates every semester. Firstly, recent graduates are not always ready to leave the towns where they graduate. Exhibit A is comprised of  graduates whose spouses/partners are still enrolled in the universities. School districts in university towns are usually much higher rates of teacher applications than average communities, especially when the university town are relatively small compared to where urban universities are located. Recent graduates also generally like living in the university communities where they graduated. The bottom line is that university small and medium sized towns are not at all typical of small and medium sized towns in general.

Secondly, the largest employers of recent graduates are seldom located in or even near small and medium sized towns where large universities are located. For example, recent accounting graduates generally most often are seeking to start their careers with largest CPA firms in order to get training, experience, and client exposure. But those largest firms seldom have offices in small and medium sized university towns. Those small CPA firms that are located in university towns are usually flooded with applications from new accounting graduates not wanting to leave town,

See which colleges charge the most, and how much tuition and tuition-discounting have risen over the years. ---
These are not free sites, but college faculty, staff, and students most likely can access them for free using your campus library's subscription. I question the ethics of tuition discounting that really is not the same as financial aid. It's a lot like consumer pricing come-ons that always advertise sales prices 24/7 year around. It's not truly a sales price if it's the usual price.

How to Mislead With Statistics

The Most Expensive Colleges That Paid Off the Least ---

Jensen Comment
The major deception here is that salary outcomes of graduates are not as important to many (not all) of the colleges being ranked in this article. Generally students go to music conservatories and art institutes to become good at their crafts knowing full well that their crafts are not likely to great money makers.

There are some colleges on this list where the median earnings criterion is a somewhat better criterion (think Southern New Hampshire University). However, medians suffer from the usual limitations unless we have additional information on standard deviations and skewness. It could be that the medians (like averages) are being pulled down by low performers in life. This, in turn, begs the question of why there are so many low performers? One answer might be the admission of a serious number of students with poor prospects of job performance. In another study we might list rank those expensive colleges that paid off the best, and get the Ivy League schools plus Stanford, Chicago, etc. But the admission standards are so high to those universities that if those same students would probably do about as well graduating from the University of Southern New Hampshire.

The University of Southern New Hampshire is not unlike a lot of other universities and colleges on this list that accept applicants with low qualifications. The USNH made the list largely because it is also one of the most expensive schools admitting lower quality students.

How to Mislead With Statistics

Median income data overstate progress in some ways ---

Has the median man made progress economically since 1980?  Not really.  While male median income rose (in 2017 $) from $35,589 to $40,396, or 13.5 percent,  this modest increase masks the fact that the share of men in their peak earnings years has increased, and that earnings at the median within peak earnings years categories have decreased.


Share in Age Category

Median Earnings (2017 $)




































Note that population share for 35-64, prime earnings years, rose from 1980 to 2017; earnings fell for every population group between 25 and 54.  The median 30 year old is making less than their counterpart from 27 years earlier, as is the median 40 year old, as is the median 50 year old.

Had income within each age category remained constant at 1980 levels, current median income for men could be $40,306, or almost exactly where it us now.  On an age adjusted basis, there was no median income growth.  But that probably overstates economic well being at the middle--the one category where income has risen rapidly is the 65+ group, which may reflect the fact that 65 year olds no longer feel that they can retire.  So when current generations think they are not keeping up with the past, they are on to something.

Some notes: (1) I use 1980 as the base year, because how median income was measured changed that year, and so previous years are not as comparable.  (2) I look only at men, because the labor force participation rate among women has changed so much that 1980 and 2017 data are not comparable (although it is no doubt the case that women are far more economically independent now than in 1980). 


This Social Security scam is just evil ---

Imagine you’re retired and your primary source of income is your monthly Social Security check.

Your telephone rings and an automated message says your Social Security number has been “suspended” because of some suspicious activity. You may even be threatened with arrest if you don’t call the telephone number provided in the automated message.

If someone calls saying that your Social Security number and the benefits connected to it may be in jeopardy, it’s understandable that you might panic. You’re told that to “reactivate” your Social Security number, you have to pay a fee or buy gift cards. You have reservations, but fear of being cut off from the money you so desperately need overtakes any reservations you may have.

So you call the number.

What comes next can be devastating.

“My mother is 76 and has early Alzheimer’s,” one reader wrote. “She received a call saying that her Social Security information was compromised and that the only way to rectify the situation was to buy $3,200 in gift cards to Target and GameStop and give the codes to an ‘employee.’ She was told the money would be deposited back into her bank account. Obviously, the majority of people would understand that this is a scam, but she is easily confused and gave away all of the money in her checking account. And once it was gone, there was no way to help her or recover the money.”

This Texas woman’s daughter, who wrote to me, said one store employee warned her mother that she was probably being scammed.

“In the defense of the stores, GameStop tried to talk her out of purchasing the gift cards,” the daughter said. “They knew it seemed sketchy. I guess in a perfect world they would have called the police before running the transaction, but they did try. Target was helpful in trying to gather information after the fact, and we appreciated that too.”

“Evil” is all I can think of to describe the people behind this particular scam. It’s especially heinous when you consider that many of the victims are retirees on fixed incomes.

“I wish that we would have known about the scam ahead of time, so we could have talked about it with her and warned her,” the daughter said. “My mother never could have even imagined that someone would impersonate a government employee.”

Continued in article

Bob Jensen's Fraud Updates ---

The FBI’s Nigerian email scam ring bust shows how the billion-dollar global fraud has evolved ---

Bob Jensen's Fraud Updates ---

How to Mislead With Statistics

How Do Millennials and Boomers Differ on Patriotism, Hard Work, and Other Values?

Jensen Comment
My biggest criticism of this study is failure to account for how definitions change over the decades. Exhibit A is the definition of "hard work." On the farm even little kids in my day shoveled manure and milked cows from before daylight until after the sun had set. The only relief was on school days. Decades ago when I was a kid school hours were from 8:00 am to 4:30 pm with a half hour for lunch (which we brought from home). Today New Hampshire legislators had to pass a law just to make sure teachers are in school at least 4.5 hours per day. Without recess and phys ed, teachers can go home shortly after noon --- and they still think they're overworked. Migrants desperate for work are now the only ones who will do such jobs as dig sweet potatoes in Alabama, pick crops in California, and do roofing work in Texas. The typical hotel housekeeper or taxi driver working 12-hr shifts in large cities can barely speak any English because so many of our millennials don't apply for that kind of real work that our parents were glad to have available.

My grandparents had great financial insecurity --- no such thing as Social Security disability coverage or even medical insurance. When you became crippled and/or old without funds either your family took care of you or you went to a really minimal care "county home." Many rode the rails as hoboes begging for handouts along the way. There were no community shelters or free food centers. There was more incentive to have a large family so that your children would take care of you in hard times. Instead of paying $50 for expensive dental work you did like my grandmother and had your teeth all pulled at the same time and opted for $5 dentures.

I'm not sure that "belief in God" changed as dramatically as surveys think they reveal. My grandmothers were certainly a believers, but I'm not so certain about my  grandfathers. My grandfathers dutifully attended church because church was the center of their community life --- church was were you met your lifelong friends who helped you out in times of trouble. Now we expect the government and insurance payouts to help us out in troubled times and have less need for our church community centers. We may not have changed our belief in God as we changed the role of church in our lives.

My Latest Web Document
Over 400 Examples of Critical Thinking and Illustrations of How to Mislead With Statistics --

How to Mislead With Statistics

New Study Defending NYC’s Minimum Wage Law is Fake News ---

Jensen Comment
What liberals don't like to discuss is the impact of a state-wide $15 per hour on small town small businesses.

From the CFO Journal's Morning Ledger on July 25, 2019

 In a small California city, America’s highest minimum wage is causing a debate over how to balance boosting wages for the lowest-paid workers and ensuring small businesses can afford to keep employing them.

Jensen Comment
Showing once again that minimum wages are more of a problem for small businesses than for Walmart and Amazon that are not located in small villages with less than 1,000 people --- small town businesses that struggle to make any profits and endure losses in some seasons (think a small New England inn in the winter and spring). Actually I've recently discovered how the inn down the road from me charging a $300 average (with tax) per night for a room is struggling with competition from Airbnb renting scenic entire houses (think four bedrooms and a garage) for $200 per night in very scenic locales.


The high-labor inn across from me is once again is trying to lift itself out of bankruptcy while the Airbnbs are doing great --- 
The Sunset Hill House --- https://www.thesunsethillhouse.com/


Prices of course vary, but up here in small-village Sugar Hill (one store downtown) you can rent a picture-perfect farm house for $200 per night, a ski chalet on Cannon Mtn for $200 a night, and the historic dairy barn film Bette Davis hauled in from Vermont and rebuilt into her main home (rent now for $300 per night) --- 


Airbnbs can also make labor-saving deals like bring your own sheets and towels and bring your own breakfasts. 


The bottom line is do you want to pay $300 per night per room with a view versus $300 per night for four bedrooms in wooded seclusion, a fully-equipped kitchen, a huge family room, and a deck with a view --- all for $300 per night --- with much more privacy for your family and friends?


New Hampshire has not yet doubled the minimum wage to $15 per hour, but when it does hundreds of struggling inns and other small businesses end up in bankruptcy court (yet again).


In small villages doubling the minimum wage will wipe out jobs, once again driving people to the bigger cities.


ADT Crime Map --- https://www.adt.com/crime

Jensen Comment
Crime can happen anywhere, but Erika and I felt much safer with burglar bars on our brick home in San Antonio. Our San Antonio house was never burglarized even though over half of the homes in our neighborhood were hit over 24 years (most by the same burglar who eventually was caught). I still have the crowbar left outside a window by some burglar who tried and failed to get inside our house.

Where we live now in the White Mountains of northern New Hampshire and close to Vermont  I've never seen a building in our region with burglar bars.

One enormous difference up here relative to Texas is car theft ---

Wherever you live take reasonable precautions. Burglar bars may be overkill in most of the USA. But do lock your cars and house wherever you live.

We have a security system (not ADT, although my neighbor has ADT). I chose a security system that has local techs I can call for repairs and maintenance. I don't worry a whole lot up here about burglary, but our security system also covers fire and temperature (in case our house grows cold in freezing weather). Before he installed a security system our neighbor had severe water damage from pipes freezing.

GeoCities – What is It and What Happened to It? ---

Leela Chess Zero ---

New Drug Patents by Country ---

Over the past half century, the United States has been the birthplace of the majority of the world’s biomedical innovations.1 Despite a global slowdown in the development of new medical interventions, due to the scientific shift towards more complex biologic treatments, innovation in the U.S. has remained relatively steady thanks to strong financial incentives to invest in research and development (R&D). In fact, the below chart may underrepresent American contributions to pharmacological breakthroughs in the past two decades as a result of U.S. corporations relocating their headquarters to Switzerland and the U.K. to take advantage of those countries’ lower corporate tax rates.

Jensen Comment
This does not justify some of the evil pricing schemes of big pharma in the USA, especially pricing by patent trolls. But it does illustrate how complicated the invention of biomedical innovations (that includes more than drugs) becomes, especially when comparing the USA with the more highly populated European Union. Why doesn't the EU lead in discovery of biomedical innovations? Why aren't Russia and China inventing new biomedical innovations as fast as they are inventing technology innovations?

The A-Hed – the Quirky Side of the Wall Street Journal ---

How to mislead with statistics

The United States of Elder Fraud – How Prevalent is Elder Financial Abuse in Each State?

Jensen Comment
This is not a totally misleading article. However, some exhibits are misleading like the color-coded map of the 50 states showing the extremely low elder fraud rates in Alaska, Vermont, Hawaii, Wyoming, North Dakota, and Vermont. Guess what? This is more due to low populations than to elder fraud rates.

Google’s ‘Assignments’ tool flags plagiarism and missing sources ---

Indiana University Approves Teaching Professor Rank ---

Jensen Comment
The AACSB International standards for non-tenured faculty rank use use the terms Scholarly Practitioner (SP), Instructional Practitioner (IP), Scholarly Academic (SA), and Practice Academic (PA) ---
The SA and PA classifications require Ph.D. degrees and are typically filled by faculty who prefer not to do as much research and writing  required for tenure-track appointments.

Scholarly Academics (SA) sustain currency and relevance through scholarship and related activities. Normally, SA status is granted to newly hired faculty members who earned their research doctorates within the last five years prior to the review dates. Subsequent to hiring, SA status is sustained (as outlined is the above document)

Practice Academics (PA) sustain currency and relevance through professional engagement, interaction, and relevant activities. Normally, PA status applies to faculty members who augment their initial preparation as academic scholars with development and engagement activities that involve substantive linkages to practice, consulting, other forms of professional engagement, etc., based on the faculty members’ earlier work as an SA faculty member. PA status is sustained (as outlined is the above document)

Scholarly Practitioners (SP) sustain currency and relevance through continued professional experience, engagement, or interaction and scholarship related to their professional background and experience. Normally, SP status applies to practitioner faculty members who augment their experience with development and engagement activities involving substantive scholarly activities in their fields of teaching. SP status is sustained (as outlined is the above document)

Instructional Practitioners (IP) sustain currency and relevance through continued professional experience and engagement related to their professional backgrounds and experience. Normally, IP status is granted to newly hired faculty members who join the faculty with significant and substantive professional experience as outlined below. IP status is sustained (as outlined is the above document)

 The closest thing to Indiana University's "Teaching Professor" rank seems to be the PA and SP categories, although a Teaching Professor at Indiana seemingly does not have to focus on a practitioner profession. Presumably a Teaching Professor can be just that --- a "teaching" professor. In my opinion this is a good rank for tenured professors who no longer want to assessed annually on their research performance (although they probably don't want to give up tenure). The advantage here is that they could competed for pay raises on the basis of teaching excellence.

Columbia University responds to Ph.D. graduates in English who cannot get tenure track job offers

The news was grim. Columbia University’s English department had failed to place a single current Ph.D. candidate into a tenure-track job this year. And 19 new doctoral students had accepted admission into the program, raising questions about why the cohort is so large when the job prospects aren’t plentiful. This had “given rise to some alarm,” concerned graduate students wrote in an April 30 letter to department leadership.

. . .

The department will spend this year developing a course that will directly introduce graduate students to careers outside of academe, Stewart said. Faculty members are looking into bringing people to campus who have been part of its graduate program in the past, who currently work outside of academe, he said. The department wants to emphasize internships and help students spend summers working in galleries or museums and perhaps “find where else they might be happy.” A placement officer has begun meeting with everyone on the academic job market during the summer, Stewart said, so that they are not letting those months go by without assistance.

And, Stewart added, the department is also trying to discourage people from going on the academic job market before they are completely ready, because sometimes Ph.D. candidates can invest a lot of emotional energy into something that is not going to pay off.

Professors have to be honest from the minute students arrive on campus, or even the minute they turn up on visiting day, about the fact that this very likely won’t turn into a tenure-track job after six years, Stewart said. “That’s the exception nowadays.” When they do land tenure-track jobs, he said, it’s often two or three years out.

‘All Work Under Capitalism Sucks’

Honesty is crucial for any professor of Ph.D. students, said Jonathan Kramnick, a professor of English at Yale University. It’s irresponsible and professionally unethical to not be aware of the lousy job market, he said.

And the current situation is vastly different than it was a decade or two decades ago. When Kramnick got his first teaching job in 1995, the process was analog, uniform, and “backed up by relative affluence, even in the leanest of years,” he wrote in an essay for The Chronicle. Now, not only are there fewer tenure-track jobs, but they appear “scattershot over the course of the entire year,” and they are advertised and filled “in a manner that is poorly understood,” he wrote.

Continued in article

Jensen Comment
The left-leaning Guardian has this to say about how wonderful it is to work under Socialism ---

A surprisingly large number of English and other humanities Ph.Ds found tenure track positions by taking a relatively short Bridge Program of the AACSB ---
In the majority of the cases those "bridged professors" are not qualified to teach accounting, finance, etc., but they may actually end up teaching what they like to teach such as writing/communications, ethics, and critical thinking.

How to Mislead With Statistics

The 2008 financial crisis completely changed what majors students choose ---

Jensen Comment
This study has a typical misleading exhibit (Change in Share of US College Majors From 2008 to 2017) that does not take the denominator effects into account. The most dramatic change is the 131% increase in the number of majors in Exercise Science. However, there were and still are a relatively small number of majors in Exercise Science when compared with huge populations of majors in such disciplines as Business, Nursing, Psychology, and English. The rate of change denominators can be very misleading such as when comparing the following ratios:  500/1000, 1000/10000, 5000/100000, etc. Midgets can appear very tall in ratios. More information is needed regarding numbers in the numerators and denominators.

Abolish the Business Major:  Anti-intellectual degree programs have no place in colleges ---

Jensen Comment
Having spent 40 years as an accounting professor with a Ph.D. in accounting from Stanford University I'm insulted by a pip squeak calling me "anti-intellectual." But I will try to swallow my pride an make some sensible comments apart from my anger.

Firstly, the question must be answered regarding what abolishing career programs (think computer science, engineering, nursing, pharmacy, medicine, etc.) will do for colleges. And yes there is a movement underfoot to not require college to become a medical doctor (MD). This is sometimes known as the French model, although other nations like India produce medical doctors that commence the study of medicine straight out of high school and are not required to get preliminary college degrees. Some medical schools like at Johns Hopkins are experimenting with entry into medical school after only one year of college. But such career education specialties deprive humanities and sciences of aspiring medical doctors. Secondly it's much harder for aspiring medical doctors in France or India to change majors than it is for premed students at Harvard to change majors.

The biggest embarrassment for humanities and science divisions is that majors in career programs often siphon off the best students. If you commence career schools (many with the highest paying graduates) apart from college the colleges are tragically losing many of the best students for courses in humanities and science.

Secondly business schools (think MBA programs and law schools) and other professional programs are the hopes and dreams of career-seeking graduates of humanities and science programs. Yes there are great universities (think Princeton) that have no business programs. But if Princeton graduates want to become CPAs, CAOs, CFOs, or IRS agents they have simply added another three years of schooling to their degrees. And it's much easier to become a FBI agent with an accounting major these days because the world is so full of accounting fraud. Students at Penn who can take undergraduate accounting courses can take three years off of what it takes a Princeton student to become a CPA. This is a major reason it's so rare to find Princeton alumni in the CPA profession even though they may have other business careers that don't require licensure.

Thirdly, at the moment accountants can become CPAs and engineers can be licensed with one year of graduate study beyond their accounting majors. A history major with no accounting or engineering undergraduate courses just must take two or more years of added graduate study to become licensed. That history major, for example, cannot enroll in an MBA program and take the CPA examination in two years. About two years worth of undergraduate accounting required to take the CPA examination plus the two years of graduate study to become a CPA. It may take even more years of accounting study if that MBA program does not have master of accounting courses.

Hence given the choice of becoming a CPA or engineer in five years versus 7-8 years years many students might choose to bypass "college" and commence a career school straight out of high school. Mom and dad will be grateful that they don't have to pay for seven years of schooling, and students will be grateful for not having to take out more and more student loans for seven years of study for a career.

Fourthly, business and other career majors (think nursing) are popular with minorities. You can go a long way toward whitening most faces on campus by eliminating the career majors.

Fifthly, the article commenced this letter to the editor makes a big deal about comparing salaries of graduates initially versus in the mid-careers, but it makes "non-intellectual" comparisons fail mention that comparing salaries in mid-careers ignores all the many things that happen between two or three decades in life. First of all, accounting graduates who start out working for large CPA firms typically have no intention of staying with those firms after they get experience and training. A goodly share of them become non-salaried employees who rely on profit sharing compensation in their own firms or small partnerships. It's impossible to compare their lucrative non-salaries with salaries of an economist who continues to work for a lifetime on salary at IBM. More importantly, the economics major may be working in sales for IBM and not really using much of what was learned as an economics undergraduate 30 years ago. Things like this greatly complicate comparisons of compensation of majors at mid-career stages. It's a non-intellectual comparison for which I now have over 400 illustrations available at

Lastly, I just plain tired of the arrogance of humanities and science professors on soap boxes claiming that they are the only intellectuals in the world.

Yeah, I know it's a huge embarrassment to humanities professors when when their assistant professors start at $75,000 per academic year and a new assistant professor of accounting starts a $150,000 plus lucrative deals for summer research stipends.

Yeah, I know it's embarrassing that the AACSB (accrediting agency) commenced a Bridge Program so humanities and science Ph.D.s can get university faculty appointments in business schools where the jobs are available and the pay is greater ---

Let's just see 'enry 'iggins how many colleges drop their business majors, and among those that do so, how many dropped the business major because they could no longer afford a doctoral faculty in business as opposed to eliminating the anti-intellectual faculty from campus.

The Internet’s Invisible Cleanup Crew ---

Purchasing Managers' Index --- https://en.wikipedia.org/wiki/Purchasing_Managers%27_Index

Treasury Rates and the Global PMI (correlation is not necessarily causality) ---

The Disaster of Negative Interest Policy ---

Negative interest rates are coming and they are downright terrifying ---

Book Review:  Fully Grown: Why a Stagnant Economy is a Sign of Success

Conservatives Say Professors’ Politics Ruins College. Students Say It’s More Complicated.---

An analysis released on Monday underlined what is by now a familiar story: Hyperpartisan feelings have driven a wedge into what Americans think about higher education.

The shift has been driven almost entirely by Republicans, the Pew Research Center found: 59 percent of them now say colleges are harming the country, up from 37 percent in 2015.

A Pew survey last year found that most Americans say academe is on the wrong track, but they disagree why. One of the starkest divides comes down to one issue: professors purportedly bringing their social and political views into the classroom.

Among those who said colleges were heading in the wrong direction, 79 percent of Republicans said professors’ ideology was a major reason for the decline, compared with just 17 percent of Democrats.

What’s more, a curious age gap appeared: The concern was sharpest among older Republicans, the furthest removed from college. Virtually all Republicans 65 and older who said colleges were headed in the wrong direction — 96 percent — said professors’ political and social views were a major reason, compared with 58 percent of Republicans aged 18 to 34. (In general, Democrats took issue with the cost and quality of education, while Republicans focused on ideological concerns.)

But surveys conducted across the country and on college campuses show a different picture: Most students, including conservatives, feel that their colleges support free speech and open debate, and that they can speak freely in class. Hostile interactions are relatively rare.

Still, conservative students do feel more under fire than liberal ones, and there is wide variation in the ways in which all kinds of students feel comfortable to speak, when they do speak, and how they do it.

“It's a tough nut to crack, and there needs to be more social-science research on it,” said Nico A. Perrino, director of communications at the Foundation for Individual Rights in Education, a free-speech advocacy group. When it comes to specific relationships between instructors and students, and not just campus climate, there isn’t much data to parse what’s perception and what’s real, he said.

While many students and faculty members worry about the perception of political bias, other studies have found little evidence that it affects how professors grade or treat students.

Even if it is a couple incidents, it's serious and it can create a chilling effect,” Perrino said. “But we don't know it's only a couple incidents.”

FIRE, which surveyed 1,250 students in 2017, found that almost 90 percent were comfortable sharing ideas and opinions in class.

Still, most students said they’ve kept themselves from doing so at least once. When they do, it’s most often because they feared they would be mistaken. Generally, they were more worried about what their classmates might think, rather than their professors.

Continued in article

Bob Jensen's threads on political bias in the Academy ---

The Radical Transformation of the Textbook ---

Five Countries Manufacturing More Cars Than America ---

Jensen Comment
The nations having less population than the USA depend heavily on exporting to the USA. Japan and South Korea also depend heavily on Pacific-region exports. For example, when I was in New Zealand it seemed that most of the cars came from Japan. When I visited Chile it seemed that most the the cars came from the USA, but these were cars manufactured decades earlier. I suspect that a lot of South American nations have Cuba's love for vintage USA cars --- cars that never die after moving south of the Rio Grande.

From David Giles on Econometrics ---

Book Series on "Statistical Reasoning in Science & Society"

Back in early 2016, the American Statistical Association (ASA) made an announcement in its newsletter, Amstat News, about the introduction of an important new series of books. In part, that announcement said:

"The American Statistical Association recently partnered with Chapman & Hall/CRC Press to launch a book series called the ASA-CRC Series on Statistical Reasoning in Science and Society. 

'The ASA is very enthusiastic about this new series,' said 2015 ASA President David Morganstein, under whose leadership the arrangement was made. 'Our strategic plan includes increasing the visibility of our profession. One way to do that is with books that are readable, exciting, and serve a broad audience having a minimal background in mathematics or statistics.' 

The Chapman & Hall/CRC press release states the book series will do the following:

·                     Highlight the important role of statistical and probabilistic reasoning in many areas

·                     Require minimal background in mathematics and statistics

·                     Serve a broad audience, including professionals across many fields, the general public, and students in high schools and colleges

·                     Cover statistics in wide-ranging aspects of professional and everyday life, including the media, science, health, society, politics, law, education, sports, finance, climate, and national security

·                     Feature short, inexpensive books of 100–150 pages that can be written and read in a reasonable amount of time."

Seven titles have now been published in this series -


Measuring Society, by Chaitra H. Nagaraja (2019)
Measuring Crime: Behind the Statistics, by Sharon L. Lohr (2019)
Statistics and Health Care Fraud: How to Save Billions, by Tahir Ekin (2019)
Improving Your NCAA® Bracket with Statistics, by Tom Adams (2018)
Data Visualization: Charts, Maps, and Interactive Graphics, by Robert Grant (2018)
Visualizing Baseball, by Jim Albert (2017)
Errors, Blunders, and Lies: How to Tell the Difference, by David S. Salsburg (2017)

Readers of this blog should be especially interested in Chaitra Nagaraja's recently published additionto this series. Chaitra devotes chapters in her book to the topics of  Jobs, Inequality, Housing, Prices, Poverty, and Deprivation. I particularly like the historical perspective that Chaitra provides in this very readable contribution, and I recommend her book to you (and your non-economist friends). 

Are Australian Universities Too Dependent on Chinese Students? ---
Jensen Comment
Hope Australia has internal control protections against cheating|
Why do Chinese students think its OK to cheat? ---

Towns Addicted to Fines ---
Johnny Cash:  "I Walk the Line" --- https://www.youtube.com/watch?v=Lq0fUa0vW_E

College Board drops planned ‘adversity score" originally planned to accompany SAT scores ---
It was heavily criticized on all sides of the aisle

Also see

From the Scout Report on August 23, 2019

MediaSmarts: Teacher Resources Educational Technology --- http://mediasmarts.ca/teacher-resources

We originally featured this collection from MediaSmarts in the 8-18-2015 Scout Report, and since then they have added a Digital Literacy 101 classroom guide along with other helpful resources. MediaSmarts is a Canadian not-for-profit that focuses its efforts on digital and media literacy, hoping to help "children and youth have the critical thinking skills to engage with media as active and informed digital citizens." The Teacher Resources section is packed with lesson plans, activities, and other resources for teachers who would like to help their students understand digital technology in healthy and balanced ways. Educators may like to begin with the Find Lessons & Resources section, where they can search the database according to grade, resource type, topic, and media type. For instance, a reader might search for a lesson plan designed to address video games that is suitable for an audience of eighth-graders. In this case, the search returns three different lesson plans, including a lesson on violence and video games. The Recommended Resources section is also useful, especially the workshop "Respecting Yourself and Others Online."

Free Online Tutorials, Videos, Course Materials, and Learning Centers

Education Tutorials

Stanford University:  Civic Online Reasoning --- https://irlpodcast.org/

Common Sense Education: Digital Citizenship Social studies --- www.commonsense.org/education/digital-citizenship

Be Internet Awesome (including safety for kids) --- https://beinternetawesome.withgoogle.com/en_us

Bob Jensen's threads on general education tutorials are at http://faculty.trinity.edu/rjensen/Bookbob2.htm#EducationResearch

Bob Jensen's bookmarks for multiple disciplines --- http://faculty.trinity.edu/rjensen/Bookbob2.htm

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI


Engineering, Science, and Medicine Tutorials

How Life Sciences Actually Work: Findings of a Year-Long Investigation ---
I suspect this paper generalizes to a fault, but it makes some good points --- particularly that empiricism needs better theory.

Bugs 101: Insect-Human Interactions Science --- www.coursera.org/learn/bugs-101

Pew Research Center: Trust and Mistrust in Americans' Views of Scientific Experts Science ---

Bob Jensen's threads on free online science, engineering, and medicine tutorials are at --http://faculty.trinity.edu/rjensen/bookbob2.htm

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Social Science and Economics Tutorials

Berkeley Initiative for Transparency in the Social Sciences Social studies --- www.bitss.org

Kenneth J. Arrow --- https://en.wikipedia.org/wiki/Kenneth_Arrow
The Economics of Kenneth J. Arrow:  A Selective Review ---

Is Tribalism a Natural Malfunction?

Elizabeth Warren's Pitch for 'Economic Patriotism' Is Full of Intellectual Dishonesty and Economic Fallacies ---

Pew Research Center: Trust and Mistrust in Americans' Views of Scientific Experts Science ---

Stanford University:  Civic Online Reasoning --- https://irlpodcast.org/

Digital Citizenship Utah --- https://digcitutah.com/

Common Sense Education: Digital Citizenship Social studies --- www.commonsense.org/education/digital-citizenship

Bob Jensen's threads on Economics, Anthropology, Social Sciences, and Philosophy tutorials are at

Common Sense Education: Digital Citizenship Social studies --- www.commonsense.org/education/digital-citizenship

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Law and Legal Studies

Harvard Gives Free Online Access to 40 Million Pages of U.S. Case Law: Explore 6.4 Million Cases Dating Back to 1658 ---

Bob Jensen's threads on law and legal studies are at
Scroll down to Law

Math Tutorials


Bob Jensen's threads on free online mathematics tutorials are at
Scroll down to Mathematics and Statistics

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

History Tutorials

2500th anniversary of the Pythagorean school of philosophy ---

The Map of Philosophy: See All of the Disciplines, Areas & Subdivisions of Philosophy Mapped in a Comprehensive Video ---
Bob Jensen's threads on philosophy and philosophers (keep scrolling downward) -

University of Florida:  Samuel Proctor Oral History Program Digital Collection Social studies --- https://ufdc.ufl.edu/oral

Why Route 66 Became America’s Most Famous Road

Bob Jensen's threads on history tutorials are at http://faculty.trinity.edu/rjensen/bookbob2.htm
Scroll down to History
Also see http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm  

Bob Jensen's links to free courses and tutorials --- http://faculty.trinity.edu/rjensen/000aaa/updateee.htm#OKI

Language Tutorials

Bob Jensen's links to language tutorials are at http://faculty.trinity.edu/rjensen/bookbob2-Part2.htm#Languages

Music Tutorials


Bob Jensen's threads on free music tutorials are at
Scroll down to Music

Bob Jensen's threads on music performances ---

Writing Tutorials

Bob Jensen's helpers for writers are at http://faculty.trinity.edu/rjensen/Bookbob3.htm#Dictionaries

Bob Jensen's threads on medicine ---

CDC Blogs --- http://blogs.cdc.gov/

Shots: NPR Health News --- http://www.npr.org/sections/health-shots

Updates from WebMD --- http://www.webmd.com/

August 19, 2019

·         Plague Concerns Close Parts of Wildlife Refuge

·         Intestinal Illness Linked to Imported Fresh Basil

·         Weaver Frozen Chicken Patties Recalled

·         School Shootings and Lockdowns: How do Kids Cope?

·         A Fatty Meal Might Affect How You Absorb CBD

·         Severe Lung Injury After Vaping Reported

·         Migraine Meds Recalled for Bacteria Risk

·         Are You an 'Extreme Early Bird'?

·         Trans Students More at Risk of Mental Health Ills

August 20, 2019

·         Georgia Residents Demand State Act on Toxic Air

·         City Parks Are a Mood Booster

·         Could Fluoride Be Bad for Baby During Pregnancy?

·         Weaver Frozen Chicken Patties Recalled

·         Intestinal Illness Linked to Imported Fresh Basil

·         Plague Concerns Close Parts of Wildlife Refuge

·         Heart Experts Support Use of Prescription Fish Oil

·         School Shootings and Lockdowns: How do Kids Cope?

·         A Fatty Meal Might Affect How You Absorb CBD

August 21, 2019

·         Could Dirty Air Spur a Rise in Mental Illness?

·         'Red Flag' Laws May Be Stopping Some Mass Shootings

·         CBP Won't Vaccinate Migrants Against Flu

·         State's Legal Moves Cause Mixed Messages on Toxic Air

·         It Takes Years for Heart to Recover from Smoking

·         Vaping Raises Heart and Lung Concerns

·         Task Force Updates Breast Cancer Recommendations

·         Children Make You Happier -- Once They've Left Home

·         Georgia Residents Demand State Act on Toxic Air

August 23, 2019

·         Teen Recovering From Serious Vaping-Related Illness

·         A Kid-Friendly Emergency Room Saves Lives

·         1 in 8 Teen Girls Has Faced 'Reproductive Coercion'

·         Your Dog May Be Leading You to a Healthier Heart

·         CDC Warns of 'Super' Salmonella in Beef, Cheese

·         Microplastics in Drinking Water Not a Health Risk

·         CBD Is the Rage, But More Science Needed on Safety, Effectiveness

·         No Such Thing As Crazy Cat Ladies: Study

·         Even a Little Exercise Means a Lot for Life Span

August 24, 2019

August 25, 2019

·         Justice Ruth Bader Ginsburg Treated for Pancreatic Cancer

·         First Death Tied to Lung Injury From Vaping Reported in Illinois

·         First Death Reported as Cases Linked to Vaping Rise

·         Teen Recovering From Serious Vaping-Related Illness

·         A Kid-Friendly Emergency Room Saves Lives

·         1 in 8 Teen Girls Has Faced 'Reproductive Coercion'

·         Your Dog May Be Leading You to a Healthier Heart

·         CDC Warns of 'Super' Salmonella in Beef, Cheese

·         Microplastics in Drinking Water Not a Health Ris

August 28, 2019

·         Judge Orders J&J Pay $572 Million In Opioid Case

·         Purdue Offering Up to $12 Billion On Opioid Claims

·         Childhood Cancer Survivors May Face Heart Troubles

·         Staying Optimistic Might Lengthen Your Life

·         U.S. Discards Thousands of Donated Kidneys

·         Administration Ends Migrant Medical Care Protection

·         Every Sudden Infant Death Deserves a Closer Look

·         Restless Legs Syndrome Might Raise Risk of Suicide, Self-Harm

·         Boom in Pot 'Concentrates' Could Pose Addiction Risk for Teens

August 29, 2019

·         Any Drinking While Pregnant Ups Miscarriage Odds

·         Teens Exposed to 'Secondhand' Vaping Fumes

·         Obesity Harming Strides Made Against Heart Disease

·         Amazon Rainforest Fires: Effects on Health, Weather

·         Georgia Investigates Toxic Gas Leak at Smyrna Plant

·         Recall: 5.7 Million Contigo Kids Water Bottles

·         Areas Warned About Mosquito-Borne Illness EEE

·         'Fast and Feast' Diet Works for Weight Loss

·         Judge Orders J&J Pay $572 Million In Opioid Case



Whopper and meat fans in general may not gravitate toward the Impossible Whopper, but it's a good option for vegetarians who just want a fast-food burger sometimes and even for meat lovers trying to reduce the amount of meat they're eating ---

Jensen Comment
Anything (think sawdust) is better than the new tacos from Burger King. Who wants a deep-fat fried Taco that has almost no meat and soggy refried beans? These are not the freshly-made tacos made to order from Taco Bell ---
Also see

August 22, 2019 Reply from Glen Gray

On an NPR show, they did an unscientific test. The commentary first tried a Wendy’s meat burger and then he tried a Wendy’s not-meat burger. He did not know which was which. He correctly identified the meat and not-meat burgers. He said the meat burger tasted better and the not-meat burger didn’t feel like meat when he was chewing on the burger.

Interestingly, when he tested the Burger King burgers (Whoppers) he could not tell the differences. BUT that because neither burger had any taste. When he tasted the first burger, he was sure it was the not-meat burger because it had no taste. But then when he tasted the second burger he said it had no taste either. After tasting both burgers, he wrongly guessed the first burger was the not-meat burger.

The Fishy Science of Omega-3s ---

Ways to Increase Social Security Disability Checks ---

About one-quarter of adults report having a disability, and Social Security Disability Insurance benefits can help. This article outlines how to make the most of these benefits and raise overall income.

Jensen Comment
Although most people have to wait until age 65 to become eligible for Medicare, people who start getting lifetime monthly SS Disability checks also can usually go on Medicare no matter what their age.

The SS Disability system is painfully wracked with fraud, about 1/4 of which if the caused by the system of fraudulent doctors and lawyers in Florida.

Being able to go on Medicare at an early age without ever having contributed much to the system is a really good deal. This contributes a lot to making Medicare non-sustainable over the long term.

What Happens To Your Body & Brain If You Don’t Get Sleep? Neuroscientist Matthew Walker Explains ---

KFC rolls out first plant-based fried 'chicken' with Beyond Meat (this one better not bleed) ---
Beyond Meat has recently announced deals with chains including Subway, Dunkin', and Del Taco.

A simple ‘polypill’ taken every day can cut the risk of heart attack in half, but some doctors are still hesitant to recommend it ---


Humor for June 2019

People Have Jokes About President Trump’s Reported Wish to Buy Greenland ---

The A-Hed – the Quirky Side of the Wall Street Journal ---

Humor July 2019--- http://faculty.trinity.edu/rjensen/book19q3.htm#Humor0719.htm

Humor June 2019--- http://faculty.trinity.edu/rjensen/book19q2.htm#Humor0619.htm

Humor May 2019--- http://faculty.trinity.edu/rjensen/book19q2.htm#Humor0519.htm

Humor April 2019--- http://faculty.trinity.edu/rjensen/book19q2.htm#Humor0419.htm 

Humor March 2019--- http://faculty.trinity.edu/rjensen/book19q1.htm#Humor0319.htm

Humor February 2019--- http://faculty.trinity.edu/rjensen/book19q1.htm#Humor0219.htm 

Humor January 2019--- http://faculty.trinity.edu/rjensen/book19q1.htm#Humor0119.htm   

Humor December 2018--- http://faculty.trinity.edu/rjensen/book18q4.htm#Humor1218.htm  

Humor November 2018--- http://faculty.trinity.edu/rjensen/book18q4.htm#Humor1118.htm 

Humor October 2018--- http://faculty.trinity.edu/rjensen/book18q4.htm#Humor1118.htm

Humor October 2018--- http://faculty.trinity.edu/rjensen/book18q4.htm#Humor1018.htm   

Humor September 2018--- http://faculty.trinity.edu/rjensen/book18q3.htm#Humor0918.htm 

Humor August 2018 --- http://faculty.trinity.edu/rjensen/book18q3.htm#Humor0818.htm  

Humor July 2018--- http://faculty.trinity.edu/rjensen/book18q3.htm#Humor0718.htm 

Humor June 2018--- http://faculty.trinity.edu/rjensen/book18q2.htm#Humor0618.htm

Humor May 2018--- http://faculty.trinity.edu/rjensen/book18q2.htm#Humor0518.htm

Humor April 2018--- http://faculty.trinity.edu/rjensen/book18q2.htm#Humor0418.htm

Humor March 2018--- http://faculty.trinity.edu/rjensen/book18q1.htm#Humor0318.htm 

Humor February 2018--- http://faculty.trinity.edu/rjensen/book18q1.htm#Humor0218.htm

Humor January 2018--- http://faculty.trinity.edu/rjensen/book18q1.htm#Humor0118.htm 

Tidbits Archives --- http://faculty.trinity.edu/rjensen/TidbitsDirectory.htm

More of Bob Jensen's Pictures and Stories

Click here to search Bob Jensen's web site if you have key words to enter --- Search Site.
For example if you want to know what Jensen documents have the term "Enron" enter the phrase Jensen AND Enron. Another search engine that covers Trinity and other universities is at http://www.searchedu.com/

Online Distance Education Training and Education --- http://faculty.trinity.edu/rjensen/Crossborder.htm
For-Profit Universities Operating in the Gray Zone of Fraud  (College, Inc.) --- http://faculty.trinity.edu/rjensen/HigherEdControversies.htm#ForProfitFraud

Shielding Against Validity Challenges in Plato's Cave ---

The Cult of Statistical Significance: How Standard Error Costs Us Jobs, Justice, and Lives ---

How Accountics Scientists Should Change: 
"Frankly, Scarlett, after I get a hit for my resume in The Accounting Review I just don't give a damn"
One more mission in what's left of my life will be to try to change this

What went wrong in accounting/accountics research?  ---

The Sad State of Accountancy Doctoral Programs That Do Not Appeal to Most Accountants ---


Bob Jensen's threads on accounting theory ---

Tom Lehrer on Mathematical Models and Statistics ---

Systemic problems of accountancy (especially the vegetable nutrition paradox) that probably will never be solved ---


World Clock --- http://www.peterussell.com/Odds/WorldClock.php
Facts about the earth in real time --- http://www.worldometers.info/

Interesting Online Clock and Calendar --- http://home.tiscali.nl/annejan/swf/timeline.swf
Time by Time Zones --- http://timeticker.com/
Projected Population Growth (it's out of control) --- http://geography.about.com/od/obtainpopulationdata/a/worldpopulation.htm
         Also see http://users.rcn.com/jkimball.ma.ultranet/BiologyPages/P/Populations.html
Facts about population growth (video) --- http://www.youtube.com/watch?v=pMcfrLYDm2U
Projected U.S. Population Growth --- http://www.carryingcapacity.org/projections75.html
Real time meter of the U.S. cost of the war in Iraq --- http://www.costofwar.com/ 
Enter you zip code to get Census Bureau comparisons --- http://zipskinny.com/
Sure wish there'd be a little good news today.

Free (updated) Basic Accounting Textbook --- search for Hoyle at

CPA Examination --- http://en.wikipedia.org/wiki/Cpa_examination
Free CPA Examination Review Course Courtesy of Joe Hoyle --- http://cpareviewforfree.com/

Rick Lillie's education, learning, and technology blog is at http://iaed.wordpress.com/

Accounting News, Blogs, Listservs, and Social Networking ---

Bob Jensen's Threads --- http://faculty.trinity.edu/rjensen/threads.htm 
Current and past editions of my newsletter called New Bookmarks --- http://faculty.trinity.edu/rjensen/bookurl.htm
Current and past editions of my newsletter called Tidbits --- http://faculty.trinity.edu/rjensen/TidbitsDirectory.htm
Current and past editions of my newsletter called Fraud Updates --- http://faculty.trinity.edu/rjensen/FraudUpdates.htm

Online Books, Poems, References, and Other Literature
In the past I've provided links to various types electronic literature available free on the Web. 
I created a page that summarizes those various links --- http://faculty.trinity.edu/rjensen/ElectronicLiterature.htm

Some of Bob Jensen's Tutorials

Many useful accounting sites (scroll down) --- http://www.iasplus.com/links/links.htm


Bob Jensen's Sort-of Blogs --- http://faculty.trinity.edu/rjensen/JensenBlogs.htm
Current and past editions of my newsletter called New Bookmarks --- http://faculty.trinity.edu/rjensen/bookurl.htm
Current and past editions of my newsletter called Tidbits --- http://faculty.trinity.edu/rjensen/TidbitsDirectory.htm
Current and past editions of my newsletter called Fraud Updates --- http://faculty.trinity.edu/rjensen/FraudUpdates.htm

Some Accounting History Sites

Bob Jensen's Accounting History in a Nutshell and Links --- http://faculty.trinity.edu/rjensen/theory01.htm#AccountingHistory

Accounting History Libraries at the University of Mississippi (Ole Miss) --- http://www.olemiss.edu/depts/accountancy/libraries.html
The above libraries include international accounting history.
The above libraries include film and video historical collections.

MAAW Knowledge Portal for Management and Accounting --- http://maaw.info/

Academy of Accounting Historians and the Accounting Historians Journal ---

Sage Accounting History --- http://ach.sagepub.com/cgi/pdf_extract/11/3/269

A nice timeline on the development of U.S. standards and the evolution of thinking about the income statement versus the balance sheet is provided at:
"The Evolution of U.S. GAAP: The Political Forces Behind Professional Standards (1930-1973)," by Stephen A. Zeff, CPA Journal, January 2005 --- http://www.nysscpa.org/cpajournal/2005/105/infocus/p18.htm
Part II covering years 1974-2003 published in February 2005 --- http://www.nysscpa.org/cpajournal/2005/205/index.htm 

A nice timeline of accounting history --- http://www.docstoc.com/docs/2187711/A-HISTORY-OF-ACCOUNTING

From Texas A&M University
Accounting History Outline --- http://acct.tamu.edu/giroux/history.html

Bob Jensen's timeline of derivative financial instruments and hedge accounting ---

History of Fraud in America --- http://faculty.trinity.edu/rjensen/415wp/AmericanHistoryOfFraud.htm
Also see http://faculty.trinity.edu/rjensen/Fraud.htm

Bob Jensen's Threads ---

More of Bob Jensen's Pictures and Stories

All my online pictures --- http://www.cs.trinity.edu/~rjensen/PictureHistory/


Professor Robert E. Jensen (Bob) http://www.trinity.edu/rjensen
190 Sunset Hill Road
Sugar Hill, NH 03586
Phone:  603-823-8482 
Email:  rjensen@trinity.edu